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4152 N Omena Point Rd, Omena, MI, 49674

2beds
2baths
1,712sqft
$2,250,000
$1,314price/sqft
$14,627/moest. monthly cost
$585,080/yrincome needed

About This Home

One of the finest offerings on Omena Point, this exceptional property boasts coveted southern exposure and 218 feet of pristine frontage on Grand Traverse Bay. Step outside to your private dock and be on the water in moments on your boat, your schedule, your escape. Set along the stunning shores of Omena Bay, this property offers effortless access to some of Northern Michigan’s most sought-after destinations, including Suttons Bay, Traverse City, Northport, Elk Rapids, and beyond. Whether it’s a sunset cruise, a day of waterfront dining, or exploring charming harbor towns, every outing begins right at your doorstep. Set on 4.21 private, wooded acres, the setting offers a rare blend of seclusion and stunning waterfront beauty. This well-built, year-round cottage with quality materials features 3 bedrooms, 1.75 baths, a natural stone fireplace, hardwood floors, and a spacious deck perfectly positioned to take in sweeping water views, an ideal retreat to enjoy Northern Michigan living at its best. Stunning sunsets and wildlife views including eagles, swans, ducks, and migratory birds. 3-season room could be used as a third bedroom. The property is enrolled with 1.5 shares in Omena Woods Association, a private land conservation organization with 134 acres of preserved forest, including trails, which the new owners may choose to join

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Northport Public SchoolGrades K-126.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 170

Features

  • Cathedral Ceiling(s),Breakfast Nook,WiFi
  • Flooring: Wood,Carpet,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,712

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 272

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 224

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00854500600
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dock
  • Has view: Yes
  • View description: Bay,Water,Bay View
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: All Sports,Rocky Shoreline,Lake,Sandy Shoreline
  • Waterbody name: Grand Traverse Bay
  • Frontage length: 218

Lot

  • Lot size: 4.21 Acres
  • Features: Wooded-Hardwoods,Level,Metes and Bounds
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Leelanau County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$177$2,124
Property Taxes $2,885$34,620
Electricity $188$2,259
Total$14,627$175,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$501,497/yr
40% on housing$438,810/yr
45% on housing$390,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,314This listing

vs Other Active Listings

Avg $/sqft

ZIP 49674
Leelanau County$417

vs Homes Sold Last Month

Median $/sqft

ZIP 49674$1,050
Leelanau County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$2,495,000

For Sale by Agent

AgentTim Schaub
BrokerageSchaub Team Premier Realty

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