3219 Midway Dr, Onekama, MI, 49675
About This Home
Welcome to Onekama, "The Two Lake Town"—where your family's most cherished memories will unfold on 2.5 private acres with 350 feet of sandy beach on Portage Lake, just one mile from Lake Michigan. This exceptional point property offers unmatched privacy and sweeping views in both directions. Look one way and watch boats exit the Lake Michigan channel. Turn around and take in the charming vista of downtown Onekama across the bay. Features include: Owner’s suite with access to outside, large guest room, two bathrooms, large laundry room and shop that could be converted to a bedroom. Renovated kitchen in 2010, cherry wood flooring, quartz counters, toe-kick integrated vacuum system. Vaulted Great Room with spacious and sunlit gathering space for everyone. Builtin windowseat flanked by large builtin bookcases, beautiful stone fireplace. Detached boat house w/ Extra car or boat storage, large shop space that could be converted to living space. Upstairs is a finished apartment with full bathroom and kitchenette, seating, space for multiple beds/bunks + seating area, this space could be great for renting out. This is not just a lake house—it is the backdrop for generations to come. Years from now, your grandchildren will remember this place without trying—the warmth of the sand, the calm of the water, the way time slows down here. More than a lake house, it’s a place where families gather, and memories endure. It’s a family legacy. Properties like this don't come along often.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Block,Crawl Space
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built In Gas Oven,Built In Gas Range,Dishwasher,Free Standing Freezer,Free Standing Refrigerator,Microwave
Bedroom
- Level: Entry
- Area: 192
- Dimensions: 16 X 12
Bedroom
- Level: Entry
- Area: 195
- Dimensions: 15 X 13
Bedroom
- Level: Entry
- Area: 225
- Dimensions: 15 X 15
Bedroom
- Level: Entry
- Area: 576
- Dimensions: 18 X 32
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: Entry
- Area: 140
- Dimensions: 14 X 10
Family Room
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Features
- Central Vacuum
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area above ground: 4,490
Heating
- Heating features: Baseboard,Natural Gas,Radiant
Interior Area
- Total interior livable area: 4,490 sqft
Kitchen
- Level: Entry
- Area: 196
- Dimensions: 14 X 14
Laundry
- Level: Entry
- Area: 121
- Dimensions: 11 X 11
Other
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Other
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Other
- Level: Entry
- Area: 48
- Dimensions: 8 X 6
Other
- Level: Entry
- Area: 154
- Dimensions: 14 X 11
Primary Bathroom
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Primary Bedroom
- Level: Entry
- Area: 288
- Dimensions: 18 X 16
Property
Details
- Parcel number: 1129008400
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Pool features: None
- Patio & porch: Enclosed,Patio,Porch
- On waterfront: Yes
- Waterfront features: Dock Facilities,Lake Front,Lake Privileges,Waterfront
- Waterbody name: Portage Lake
Lot
- Lot size: 2.50 Acres
- Features: Water View,Sprinklers
- Lot size dimensions: 360 x 360
Parking
- Total spaces: 5
- Parking features: Two Car Garage,Three Car Garage,Attached,Electricityin Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manistee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,650 | $187,800 |
| Home Insurance * | $1,841 | $22,092 |
| Property Taxes | $2,347 | $28,164 |
| Electricity | $489 | $5,876 |
| Total | $20,327 | $243,924 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $3,475,000 |
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