16950 1st St, Arcadia, MI, 49613
About This Home
Set in the heart of Arcadia, this property offers a beautiful Northern Michigan setting with views stretching past Arcadia Lake looking at Lake Michigan. Arcadia Lake is a beautiful inland lake featuring a deep-water channel connection to Lake Michigan, offering convenient access for boating, fishing, kayaking, and endless waterfront recreation. The natural surroundings and peaceful atmosphere create the kind of setting people come north to find. Located just minutes from Arcadia Bluffs Golf Course, Lake Michigan beaches, trails, and endless outdoor recreation, this property offers the perfect balance of convenience and laid-back Up North living. Inside, the home offers comfortable living spaces filled with natural light along with a recently updated kitchen and bathrooms that bring a fresh, modern feel while still fitting the relaxed Northern Michigan lifestyle. Whether you are looking for a full-time residence or seasonal getaway, this location places you in the center of everything that makes Arcadia so special.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Water Softener Owned,Washer,Dryer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished
Bedroom2
- Level: Main
- Area: 195
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 72.9
Family Room
- Level: Lower
- Area: 355.25
Features
- Cathedral Ceiling(s),Walk-In Closet(s),Pantry,Granite Bath Tops,Granite Counters,Kitchen Island,Den/Study,High Speed Internet
- Window features: Blinds
- Flooring: Wood,Tile,Laminate
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,242
- Finished area above ground: 1,632
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,874
- Total interior livable area: 2,874 sqft
Kitchen
- Level: Main
- Area: 189
Living Room
- Level: Main
- Area: 285.25
Master Bathroom
- Features: Private
Master Bedroom
- Level: Main
- Area: 310
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0140004900
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Covered
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: Inland Lake,All Sports,Sandy Bottom
- Waterbody name: Arcadia Lake
- Frontage length: 104
Lot
- Lot size: 0.47 Acres
- Features: Level,Subdivided
- Lot size dimensions: 200 x 98 x 200 x 104
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manistee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,500 | $54,000 |
| Home Insurance * | $493 | $5,916 |
| Property Taxes | $674 | $8,088 |
| Electricity | $313 | $3,761 |
| Total | $5,980 | $71,760 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $869,900 |
| 2026-07-25 | Price change | $890,000 |
| 2026-06-24 | Price change | $925,000 |
| 2026-05-15 | Listed for sale | $1,000,500 |
| 1996-09-01 | Sold | $225,000 |
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