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8671 Thirteen Mile Rd, Bear Lake, MI, 49614

3beds
2baths
2,040sqft
$341,500
$167price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

Great home with a private setting in Bear lake within 1 mile of Bear Lake access. This large 3 bedroom, 2 bath home is conveniently located south of Traverse City, short drive to Manistee and close to Crystal Mountain. Walk to the stores, restaurants or the lake. The open living room and kitchen floor plan is great for entertaining. This great home has two large bedrooms and bath with a walk in jacuzzi tub on one side of the home. Large 3 season room off the back of the home to relax and entertain. The other side of the home has a separate suite consisting of a large bedroom, living room, kitchenet, full bathroom, and its own water heater and furnace. The mechanicals have all been updated. Large 58'x26' oversized 4 car detached garage with pellet stove with insulated walls and fully fenced in back yard. Full basement for all your storage needs. Sellers are still moving some items so more pictures to be added soon.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
Bear Lake High SchoolGrades 7-121.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level,Sink,Washer Hookup

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Guest Quarters,Pantry
  • Window features: Screens,Bay/Bow
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,Low Threshold Shower,Accessible Entrance

Details

  • Parcel number: 0200412501

Features

  • Stories: 1
  • Waterfront features: Lake

Lot

  • Lot size: 2.70 Acres
  • Features: Level
  • Lot size dimensions: 306 x 401 x 298 x 402

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Manistee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,726$20,712
Home Insurance *$179$2,148
Property Taxes $258$3,096
Electricity $222$2,670
Total$2,385$28,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 49614$177
Manistee County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 49614
Manistee County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$389,000
2025-05-12Listing removed$389,000
2024-11-06Listed for sale$389,000
2016-08-23Sold$149,500
2016-08-14Pending sale$157,000
2016-07-08Price change$157,000
2016-05-13Listed for sale$162,000
2015-07-13Sold$137,500
2015-04-29Pending sale$149,900
2015-04-29Listed for sale$149,900
2015-03-05Listing removed$134,900
2015-02-18Price change$134,900
2014-11-08Price change$142,000
2014-07-26Listed for sale$149,000
2014-01-01Listing removed$164,900
2013-07-11Listed for sale$164,900

For Sale by Agent

AgentJeff Pyciak
BrokerageColdwell Banker Schmidt - Onekama

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