10 Cottage Ln, Manistee, MI, 49660
About This Home
Welcome to easy living in beautiful Manistee! This well-maintained home at 10 Cottage Drive offers comfort, convenience, and plenty of space to enjoy Northern Michigan living. Two bedrooms and 2 bathrooms Featuring a fully finished basement. The unfinished area above the garage and open loft area upstairs offer exciting potential for future room additions, extra storage, or customized finishing to fit your needs. Enjoy the indoor and outdoor pools, marina, fitness center, private beach and playground as some the benefits of condo living with along with low-maintenance convenience. Whether you are looking for a year-round residence, vacation getaway, or investment opportunity, this property checks all the boxes. Located close to Lake Michigan beaches, golf, shopping, dining, and the charm of downtown Manistee, this condo offers the perfect combination of comfort, flexibility, and location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup
Basement
- Basement: Full
Bathroom2
- Level: Upper
- Area: 56
- Dimensions: 8.00 x 7.00
Bedroom2
- Level: Upper
- Area: 180
- Dimensions: 15.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Den
- Level: Upper
- Area: 242
- Dimensions: 22.00 x 11.00
Family Room
- Level: Basement
- Area: 600
- Dimensions: 25.00 x 24.00
Features
- Pantry
- Window features: Screens,Insulated Windows,Window Treatments
- Flooring: Laminate
- Number of fireplaces: 2
- Fireplace features: Gas Log,Living Room,Recreation Room
- Fireplace: Yes
- Finished area below ground: 600
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,588
- Total interior livable area: 2,188 sqft
Kitchen
- Level: Main
- Area: 105
- Dimensions: 15.00 x 7.00
Laundry
- Level: Main
- Area: 60
- Dimensions: 12.00 x 5.00
Living Room
- Level: Main
- Area: 390
- Dimensions: 26.00 x 15.00
Master Bathroom
- Level: Main
- Area: 77
- Dimensions: 11.00 x 7.00
Master Bedroom
- Level: Main
- Area: 154
- Dimensions: 14.00 x 11.00
Other
- Level: Main
- Area: 77
- Dimensions: 11.00 x 7.00
Property
Details
- Parcel number: 5122401000
- Zoning description: Residential
Features
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Association Indoor Pool,Association
- Spa features: Association
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 5,227 sqft
- Features: Level,Shrubs/Hedges
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manistee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,059 | $36,708 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $458 | $5,496 |
| Electricity | $238 | $2,863 |
| Total | $4,050 | $48,600 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $595,000 |
| 2026-07-12 | Price change | $605,000 |
| 2026-06-07 | Price change | $614,000 |
| 2026-05-18 | Listed for sale | $629,000 |
| 2020-06-30 | Sold | $309,000 |
| 2020-06-03 | Pending sale | $314,900 |
| 2020-05-22 | Listed for sale | $314,900 |
| 2005-09-28 | Sold | $320,000 |
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