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63 Piney Rd, Manistee, MI, 49660

1beds
1baths
1,717sqft
$599,000
$349price/sqft
$3,962/moest. monthly cost
$158,480/yrincome needed

About This Home

This is more than a just lake home it's a private estate with multiple homes that celebrates Michigan living in every season. Set on 2.49 acres with 515 ft of frontage on Bar Lake, this residence captures the essence of summer leisure and the comfort of year-round living. There are 3 homes on this property one is the main home 63 Piney its beautiful and ready to move in. The original homestead needs to be remodeled and the 3rd home 95 Piney 1166 sq ft is currently rented. As autumn arrives, watch the shoreline glow with vibrant color and the sunsets deepen across Bar Lake. Gather by the natural gas wood stove and host cozy dinners When winter sets in, the home becomes a peaceful retreat a front-row seat to a snow-covered lake, with the warmth of custom finishes and spaces built for entertaining and relaxation. A 240-acre, quiet lake situated off Lakeshore Road, ideal for kayaking, swimming and fishing. Lake Michigan Public access 1/2 mile down the road. SHOWINGS BY APPOINTMENT ONLY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Manistee High SchoolGrades 6-124.7 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen,Pantry
  • Window features: Screens,Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,073
  • Total interior livable area: 1,717 sqft

Property

Details

  • Parcel number: 0711904005

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Bar Lake

Lot

  • Lot size: 1.86 Acres
  • Features: Level,Wooded
  • Lot size dimensions: irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Manistee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$292$3,504
Property Taxes $454$5,448
Electricity $188$2,259
Total$3,962$47,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,840/yr
40% on housing$118,860/yr
45% on housing$105,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 49660$188
Manistee County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 49660
Manistee County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$990,000

For Sale by Agent

AgentMichael Cnudde
BrokerageColdwell Banker ALM REALTY

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