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168 Saginaw St, Ishpeming, MI, 49849

3beds
2baths
1,091sqft
$183,500
$168price/sqft
$1,351/moest. monthly cost
$54,040/yrincome needed

About This Home

Back on the market due to no fault of its own! Discover this beautifully updated three-bedroom, one-bath home on the edge of Ishpeming. This charming two-story residence combines modern comforts with classic appeal, offering a perfect setting for comfortable living. Inside, you'll find a thoughtfully renovated interior featuring nearly new appliances, ensuring convenience and efficiency. The spacious layout provides plenty of room for relaxation and daily activities, with each bedroom offering a cozy retreat. The bathroom has been tastefully updated to meet contemporary standards. Enjoy outdoor living in the large backyard, ideal for gatherings, gardening, or simply relaxing in the fresh air. Parking is a breeze with a generous two-car garage, providing storage and protection for your vehicles. Recent upgrades enhance the home's durability and comfort, including a newer roof, exterior doors, added insulation, furnace, and an efficient central air system. The water heater has also been replaced to ensure reliable service year-round. This home offers easy access to local amenities, schools, and outdoor recreation. If you're seeking a move-in ready, well-maintained home, this is a must-see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Ishpeming Middle SchoolGrades 5-81.3 mi
6/10
Ishpeming High SchoolGrades 9-121.4 mi
2/10
Birchview SchoolGrades PK-42.8 mi

Construction

Condition

  • Year built: 1879

Materials

  • Foundation: Basement,Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Humidifier,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry,Lower Level

Basement

  • Has basement: Yes
  • Basement: MI Basement,Partially Finished,Walk-Out Access,Stone

Bathroom1

  • Features: Laminate
  • Level: First
  • Area: 32

Bedroom1

  • Features: Laminate
  • Level: First
  • Area: 132

Bedroom2

  • Features: Laminate
  • Level: Second
  • Area: 88

Bedroom3

  • Features: Laminate
  • Level: Second
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate
  • Level: First
  • Area: 165

Features

  • Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Concrete,Laminate
  • Finished area below ground: 44
  • Finished area above ground: 1,047

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,091 sqft

Kitchen

  • Features: Laminate
  • Level: Entry
  • Area: 130

Living Room

  • Features: Laminate
  • Level: First
  • Area: 165

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 525157301400
  • Zoning: SR- Single Residential
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Sidewalks
  • Has spa: Yes
  • Spa features: Bath,Spa/Hot Tub
  • Has view: Yes
  • View description: Rural View
  • Waterfront features: None
  • Waterbody name: None
  • Frontage type: Road
  • Frontage length: 66

Lot

  • Lot size: 7,405 sqft
  • Features: Rural,Platted,City Lot
  • Lot size dimensions: 66 x 120

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters in Marquette County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $927$11,124
Home Insurance *$85$1,020
Property Taxes $151$1,812
Electricity $188$2,259
Total$1,351$16,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,320/yr
40% on housing$40,530/yr
45% on housing$36,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 49849$125
Marquette County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 49849$140
Marquette County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$179,900
2026-07-19Listed for sale$183,500
2026-06-26Contingent$183,500
2026-06-17Price change$183,500
2026-06-04Price change$189,900
2026-05-20Price change$197,000
2026-05-15Price change$199,000
2025-04-02Price change$195,000
2025-03-12Price change$199,900
2025-02-26Listed for sale$206,000
2023-01-18Sold$109,000
2022-12-01Pending sale$109,000
2022-11-30Listed for sale$109,000
2019-01-30Sold$52,000
2019-01-03Pending sale$52,500
2018-07-30Price change$52,500
2018-06-11Price change$54,900
2018-03-13Price change$59,500
2017-09-06Price change$64,900
2017-07-24Listed for sale$69,900

For Sale by Agent

AgentSCOTT SYRJALA
BrokerageCOLDWELL BANKER SCHMIDT REALTORS

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