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23 Chipman Dr, Ishpeming, MI, 49849

5beds
3baths
4,680sqft
$949,900
$203price/sqft
$7,079/moest. monthly cost
$283,160/yrincome needed

About This Home

**Dream Home on the Dead River Basin** Welcome to your personal paradise! This stunning custom-built home offers an exceptional lifestyle on the picturesque Dead River Basin, perfectly blending luxury and comfort. Spanning over 4,800 square feet, this expansive 5-bedroom, 3-bath residence is nestled on 1.8 beautifully landscaped acres, complete with private sand beach access to the serene basin. As you step inside, you’ll be greeted by the exquisite craftsmanship showcased in the custom cherry cabinets throughout, providing elegance and functionality in every room. The spacious layout features an inviting living area, ideal for gatherings, and a chef’s kitchen ready for culinary adventures. Unwind in your sauna or the magnificent in-home continuous lap pool or escape to the fully finished walk-out basement, offering endless opportunities for entertainment, relaxation, or a private retreat. Gas lines are installed on both the main and lower level, offering the option to easily add fireplaces on each floor. The deck is also a wonderful place to relax on over 1,000 square feet of Trex overlooking the basin there's room for the whole family to stretch out! For those with hobbies or needing extra storage, the additional 40x70 garage is a dream come true. Equipped with a two-zone in-floor radiant heating system, power, water, and septic, it's perfect for vehicles, workshops, or recreational space. This property has a full house generator with a transfer switch. You never have to worry about losing power with the generator automatically turning on if the power goes out. Year-round neighbors help keep the road maintained and accessible during those snowy winter months. Embrace the beauty of nature while enjoying modern comforts in this remarkable home. Experience basin living at its finest with boating, swimming and fishing in the summer and snowmobiling, ice fishing and more in the winter!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
7/10
Westwood High SchoolGrades 8-127.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Basement
  • Construction materials: Stone,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Exterior Entry,Walk-Out Access

Bathroom

  • Features: Not Applicable

Bathroom1

  • Features: Ceramic
  • Level: First
  • Area: 88

Bathroom2

  • Features: Ceramic
  • Level: First
  • Area: 80

Bathroom3

  • Features: Ceramic
  • Level: Basement
  • Area: 156

Bedroom1

  • Features: Laminate
  • Level: First
  • Area: 195

Bedroom2

  • Features: Laminate
  • Level: First
  • Area: 200

Bedroom3

  • Features: Laminate
  • Level: First
  • Area: 88

Bedroom4

  • Features: Laminate
  • Level: Basement
  • Area: 144

Bedroom5

  • Features: Laminate
  • Level: Basement
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Laminate
  • Level: First
  • Area: 80

Family Room

  • Features: Laminate
  • Level: Basement
  • Area: 780

Features

  • Sump Pump,Walk-In Closet(s),Bar,Spa/Sauna,Eat-in Kitchen
  • Flooring: Laminate,Ceramic Tile
  • Finished area below ground: 2,280
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Boiler,Forced Air,Hot Water,Radiant Floor,Zoned,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,680 sqft

Kitchen

  • Features: Ceramic
  • Level: First
  • Area: 340

Living Room

  • Features: Laminate
  • Level: First
  • Area: 315

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 520761000200
  • Zoning: LSR Lakeshore Residential
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Indoor
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Beach Front,Lake Front,Interior Lake,Waterfront,Sandy Bottom
  • Waterbody name: Dead River Basin
  • Frontage length: 200

Lot

  • Lot size: 1.86 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Wooded,Unpaved,Graded,Sloped
  • Lot size dimensions: 200 x 410

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Attached,Detached,Electric in Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Marquette County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$444$5,328
Property Taxes $1,322$15,864
Electricity $510$6,125
Total$7,079$84,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,708/yr
40% on housing$212,370/yr
45% on housing$188,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 49849$119
Marquette County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 49849$140
Marquette County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$999,000
2025-07-22Price change$1,100,000
2025-05-28Price change$1,145,000
2024-10-02Listed for sale$1,199,500
2000-02-29Sold$25,901

For Sale by Agent

AgentKRISTINE GOUPILLE
BrokerageRE/MAX 1ST REALTY

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