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996 N Bluff Dr, New Kensington, PA, 15068

2beds
2baths
2,032sqft
$354,900
$175price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Welcome home to this well-maintained 2-bedroom ranch nestled on approximately 2.8 private acres at the end of a quiet cul-de-sac, surrounded by mature woods for exceptional privacy and a peaceful setting. The main level features a living room with access to a spacious deck, a beautifully remodeled kitchen (2025), two bedrooms, and a full bath. The partially finished lower level offers room which could be made into a third bedroom, a half bath, and additional living or recreation space. Relax on the inviting front porch or entertain family and friends on the spacious deck. A 2-car attached garage provides everyday convenience, while the impressive 48’ x 60’ detached garage offers incredible flexibility with abundant storage, workshop space, and room for an office—ideal for hobbyists, contractors, car enthusiasts, or a home-based business. Recent improvements include a whole-house generator and a security system with cameras, both installed in 2024; updated patio in 2023, and half bath added in 2023. Offering the perfect combination of modern updates, versatile outbuildings, and a serene wooded setting, this property is a rare opportunity to enjoy privacy without sacrificing convenience.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Martin SchoolGrades PK-K0.5 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Dimensions: 11x14

Dining Room

  • Level: Main
  • Dimensions: 11x17

Features

  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Game Room

  • Level: Lower
  • Dimensions: 12x12

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x16

Laundry

  • Level: Main
  • Dimensions: 8x12

Living Room

  • Level: Main
  • Dimensions: 17x19

Master Bedroom

  • Level: Main
  • Dimensions: 11x19

Property

Details

  • Parcel number: 2403160301

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.80 Acres
  • Lot size dimensions: 348 x 356

Parking

  • Total spaces: 10
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$175$2,100
Property Taxes $354$4,248
Electricity $224$2,692
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 15068$87
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15068$150
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$354,900
2026-07-28Listed for sale$359,900
2026-07-03Contingent$359,900
2026-06-25Listed for sale$359,900

For Sale by Agent

AgentMark Serge
BrokerageCOLDWELL BANKER REALTY

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