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520 N Campbell Rd, Fountain, MI, 49410

3beds
3baths
3,142sqft
$444,900
$142price/sqft
$3,369/moest. monthly cost
$134,760/yrincome needed

About This Home

Set privately on 15 acres of rolling woods and water, this rare offering delivers the peace, space, and waterfront lifestyle so many buyers crave. Just 20 minutes to Ludington and the shores of Lake Michigan. The 3-bedroom, 2½-bath home features a spacious kitchen with beautifully crafted oak cabinetry and a generous walk-in pantry, flowing seamlessly into a vaulted dining area with direct access to the covered deck--perfect for taking in the surrounding views. A comfortable main-level primary suite includes its own private bath, while the upper loft provides flexible space for a home office, media room, or additional lounge area. The walk-out basement offers excellent potential for a quick finish, giving you the opportunity to expand your living space with ease. Outdoors, nature becomes part of your everyday routine. Weldon Creek winds through the property, and a large pond stocked with bass, bluegill, sunfish, and turtles creates your own private retreat for fishing and exploring. Whether you're seeking a quiet homestead, recreational escape, or year-round residence, this property offers unmatched privacy on a county-maintained paved road. (Waterfrontage and road frontage are approximate. Additional acreage available.)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air,Wood

Interior Area

  • Total structure area: 3,142
  • Total interior livable area: 3,142 sqft

Property

Details

  • Parcel number: 00201001000

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Pond,Stream/Creek
  • Waterbody name: Weldon Creek

Lot

  • Lot size: 15 Acres
  • Lot size dimensions: TBD

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mason County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$246$2,952
Property Taxes $532$6,384
Electricity $342$4,112
Total$3,369$40,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,508/yr
40% on housing$101,070/yr
45% on housing$89,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 49410$134
Mason County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 49410$147
Mason County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$444,900
2025-11-17Listing removed$450,000
2025-05-17Listed for sale$450,000
2025-03-07Listing removed$525,000
2024-12-23Listed for sale$525,000
2011-10-27Sold$150,000

For Sale by Agent

AgentSkylar Olson
BrokerageGreenridge Realty

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