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3888 Ripple Leaf Cir, Birmingham, AL, 35216

4beds
3baths
2,394sqft
$424,000
$177price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

Rare opportunity in River Forest, a hidden gem in the heart of Hoover! This charming well-maintained 4-bedroom, 2.5-bath home offers the perfect blend of space, comfort, and character. The oversized great room with a cozy fireplace and formal dining room create an inviting setting for gatherings. The kitchen features an island and breakfast area, ideal for everyday living. The main-level primary suite offers generous closet space, while upstairs you'll find three spacious bedrooms, including two connected by a Jack-and-Jill bath. A large cedar walk-in closet and walk-in attic provide exceptional storage. Relax on the enclosed back deck or enjoy the open deck overlooking nature. New windows throughout enhance comfort and energy efficiency. 2020 updates included - New Roof, Irrigation System, Soffits and Exterior Paint, along with New Dishwasher. Complete with a main-level 2-car garage and a long list of add'l updates! Be sure to schedule your showing!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

9/10
10/10
Berry Middle SchoolGrades 6-8,11-122.6 mi
10/10
Spain Park High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove-Gas,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,Crown Molding,Tray Ceiling(s)
  • Flooring: Brick,Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Marble (FIREPL),Living Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,394

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,394 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 4000083004007.001
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered (DECK),Screened (DECK),Deck
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$176$2,112
Property Taxes $204$2,448
Electricity $267$3,214
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 35216$162
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35216$202
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$424,000
1999-05-25Sold$195,000

For Sale by Agent

AgentGlenda Brown
BrokerageNext Move Realty LLC

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