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441 N Benson Rd, Fountain, MI, 49410

3beds
2baths
1,456sqft
$339,000
$233price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

Nestled on 20 private acres, this inviting home offers the perfect blend of privacy, nature, and convenience. A winding driveway leads through the trees to a cozy retreat surrounded by Northern Michigan wilderness, while still offering easy access to US-10 and the convenience of a paved road. Bordering more than 2,000 acres of Manistee National Forest, this home is ideal for outdoor enthusiasts, hunters, hikers, and anglers. The wooded acreage also offers potential logging opportunities for added return on investment. The home features 3 bedrooms, 1.5 baths, and a screened-in porch. The main level includes a spacious living room, sitting room or formal dining area, kitchen, and half bath. Walls of windows open to a deck overlooking the peaceful wooded setting. Enjoy nearby lakes and endless year-round recreation from this private Northern Michigan escape.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
Mason County Central H.S.Grades 9-128.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 00200801950
  • Zoning description: RR

Features

  • Stories: 2
  • Patio & porch: Scrn Porch

Lot

  • Lot size: 20 Acres
  • Features: Recreational,Wooded,Adj to Public Land
  • Lot size dimensions: 360 x 2624

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mason County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$187$2,244
Property Taxes $382$4,584
Electricity $188$2,259
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 49410$121
Mason County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 49410$147
Mason County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$339,000
2025-11-21Listing removed$339,000
2025-10-27Price change$339,000
2025-09-08Listed for sale$399,000
2025-08-20Contingent$399,000
2025-07-09Price change$399,000
2025-06-24Price change$415,000
2025-06-10Listed for sale$425,000

For Sale by Agent

AgentMary Jo Pung
BrokerageGreenridge Realty S Rath

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