706 W Loomis St, Ludington, MI, 49431
About This Home
This three-bedroom, two-bathroom home in Ludington offers 1,232 square feet of finished living space on a generous 8,276-square-foot lot. Great location between downtown Ludington and the Beach on Lake Michigan. The charming porch has a nice view of the Municipal Marina. This residence presents a solid foundation for ownership and long-term equity building. Currently used as a 2 unit daily rental. Plenty of parking. This is a turn key business if you choose to keep its current use or combine the two units for a year round home.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Composition,Shingle
- Construction materials: Shingle Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,In Bathroom,Main Level
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Carpet,Wood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Baseboard,Forced Air,Radiant
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
Property
Details
- Parcel number: 05110528100
Features
- Stories: 2
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 8,276 sqft
- Features: Level,Sidewalk
- Lot size dimensions: 61 x 141 x 62 x 141
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Mason County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,214 | $26,568 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $357 | $4,284 |
| Electricity | $188 | $2,259 |
| Total | $2,922 | $35,064 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $438,000 |
| 2025-07-28 | Contingent | $438,000 |
| 2025-06-04 | Listed for sale | $438,000 |
| 2025-04-22 | Listing removed | $450,000 |
| 2024-12-06 | Price change | $450,000 |
| 2024-08-21 | Price change | $470,000 |
| 2024-05-31 | Listed for sale | $490,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-08-30 | Listing removed | $1,500 |
| 2018-08-28 | Listed for rent | $900 |
| 2018-01-10 | Listing removed | $224,900 |
| 2018-01-08 | Sold | $215,000 |
| 2017-03-01 | Price change | $224,900 |
| 2016-10-24 | Listed for sale | $260,000 |
View on Zillow