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929 S Washington Ave, Ludington, MI, 49431

2beds
3baths
1,500sqft
$325,000
$217price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Check out this great opportunity overlooking Pere Marquette Lake and Lake Michigan. This property has tons of potential for a summer getaway, year-round home, or rental. The upper level has about 1,400 sq. ft. of living space. It includes 2 large bedrooms, 2. bathrooms, and spacious rooms that feel open and bright. The lower level has 1,322 sq. ft. and features a workshop, 1/2 bath and 30x25 garage with an overhead door—perfect for boat storage or extra gear. You'll love being close to the Copeyon boat launch and the fishing pier, making it easy to enjoy the water anytime. Don't miss out on this great investment property with beautiful views and endless possibilities! Buyer to verify data.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
8/10
Ludington High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Bathroom

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Hot Water

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 5305141300900
  • Zoning description: C1 Old Town Bus

Features

  • Stories: 2
  • Exterior features: Balcony
  • Waterfront features: Lake

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mason County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$121$1,452
Property Taxes $265$3,180
Electricity $188$2,259
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 49431$176
Mason County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 49431$176
Mason County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-14Price change$345,000
2025-06-17Price change$387,500
2025-05-16Listed for sale$398,000

For Sale by Agent

AgentDebbie Bush
BrokerageCENTURY 21 Bayshore

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