300 S Rath Ave Unit 22, Ludington, MI, 49431
About This Home
Experience exceptional waterfront living in the heart of Ludington with this luxurious marina-front condominium offering breathtaking views of Ludington's iconic channel and lighthouse. Perfectly positioned on the ground floor, this beautifully appointed 1,871-square-foot residence combines elegance, comfort, and an unbeatable location. Designed for both entertaining and everyday living, the spacious open-concept floor plan features soaring 10-foot tray ceilings, abundant natural light, and seamless access to a private waterfront patio where you can enjoy front-row views of boats passing through the channel and stunning sunsets over Lake Michigan. The residence includes two generously sized bedrooms, a versatile office/den ideal for remote work or additional guest accommodations, and two full bathrooms thoughtfully designed with quality finishes. The primary suite offers a peaceful retreat with ample space and privacy, while the second bedroom provides comfort for family and guests.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Other
- Builder name: Harbor Front Plaza
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: In Unit,Main Level
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Window features: Insulated Windows,Window Treatments
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,871
- Total interior livable area: 1,871 sqft
Property
Accessibility
- Accessibility features: 36 Inch Entrance Door,42 in or + Hallway
Details
- Parcel number: 05155600122
- Zoning description: WBC
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Association
- Spa features: Association
- On waterfront: Yes
- Waterfront features: Channel,Lake,River
- Waterbody name: Lake Michigan
Lot
- Features: Ground Cover,Shrubs/Hedges
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Mason County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $652 | $7,824 |
| Electricity | $204 | $2,448 |
| Total | $5,194 | $62,328 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $749,000 |
| 2026-06-10 | Listed for sale | $799,000 |
| 2011-07-27 | Sold | $210,001 |
| 2011-02-08 | Sold | $349,128 |
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