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1189 W White Rd, Free Soil, MI, 49411

4beds
2baths
2,745sqft
$475,000
$173price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

This stunning Big Sable Riverfront home presents a unique opportunity with breathtaking views of the winding river and an open floor plan that creates a spacious, inviting atmosphere. Relax and unwind in the enclosed 3-season porch overlooking the tranquil river scenery. The full basement offers additional living space, perfect for family or entertainment areas, while the large garage provides ample storage. Renowned for excellent fishing and kayaking, the Big Sable River makes this property perfect for outdoor enthusiasts. Don't miss out on this exceptional home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Mason County Central M.S.Grades 6-810.6 mi
5/10
Mason County Central H.S.Grades 9-1210.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 80
  • Dimensions: 8.00 x 10.00

Bathroom2

  • Level: Basement
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom2

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Bedroom3

  • Level: Basement
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11.00 x 9.00

Features

  • Ceiling Fan(s),LP Tank Rented,Center Island,Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate
  • Finished area below ground: 971

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,774
  • Total interior livable area: 2,745 sqft

Kitchen

  • Level: Main
  • Area: 390
  • Dimensions: 30.00 x 13.00

Living Room

  • Level: Main
  • Area: 198
  • Dimensions: 18.00 x 11.00

Master Bathroom

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15.00 x 14.00

Recreation

  • Level: Basement
  • Area: 540
  • Dimensions: 20.00 x 27.00

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Mn Flr Full Bath

Details

  • Parcel number: 00602302900

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Big Sable River

Lot

  • Lot size: 2.65 Acres
  • Features: Wooded
  • Lot size dimensions: 265 x 386 x 341 x 209

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mason County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$165$1,980
Property Taxes $492$5,904
Electricity $299$3,592
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 49411$201
Mason County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 49411$172
Mason County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$465,000
2026-07-28Listed for sale$475,000
2026-07-14Contingent$475,000
2026-06-01Listed for sale$475,000
2022-03-07Listing removed--
2021-11-03Price change$419,000
2021-09-09Listed for sale$429,000

For Sale by Agent

AgentKatie Saunders
BrokerageTown Square Real Estate Group

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