6105 N Grace Ave, Ludington, MI, 49431
About This Home
Are you looking for an investment property with Hamlin Lake-Indian Pete Bayou views? These properties are included in 1 Tax ID number and cannot be spit. They also share the well (installed in 2005) and septic (pumped 6-10-2026). 6095 built in 1983 is a 1 BR, 1 BA with an open floor plan. The new in 2026 washer & dryer are located in the utility room below, next to the garage. 6105 built in 1935 is a 2 BR, 2 BA and a full basement that houses the washer, dryer, furnace, & hot water heater. The interior walls upstairs are knotty pine & the floors are hardwood. There is also a brick fireplace in the living room. There is a carport and patio area. A new roof was installed in April 2026. The seller has never lived in the homes. The tenants have expressed a desire to stay.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Appliances
- Laundry features: In Basement
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Heating
- Heating features: Baseboard,Forced Air
Interior Area
- Total interior livable area: 1,826 sqft
Property
Details
- Parcel number: 00716002300
Features
- Waterfront features: Lake
- Waterbody name: Hamlin Lake
Lot
- Lot size: 0.40 Acres
- Lot size dimensions: 122.75 x 153 x 143 x 154
Parking
- Total spaces: 3
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Mason County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $276 | $3,312 |
| Electricity | $199 | $2,390 |
| Total | $2,315 | $27,780 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $339,000 |
| 2020-06-02 | Listing removed | $219,000 |
| 2020-06-01 | Sold | $210,000 |
| 2019-07-23 | Price change | $219,000 |
| 2019-05-07 | Listed for sale | $239,000 |
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