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6149 N Loggers Ln, Ludington, MI, 49431

1beds
1baths
520sqft
$750,000
$1,442price/sqft
$4,723/moest. monthly cost
$188,920/yrincome needed

About This Home

SUMMERTIME RETREAT!!! This charming 1 bedroom, 1 bath cottage, tucked nicely into Birch Bayou on upper Hamlin Lake offers you 520 sqft of cozy living space with approximately 150' of private frontage and a two-slip boat house all on 2.29A of wooded land ideal for expansion! The cottage interior is mostly original with a wood burning fireplace and additional bunk space available in the main room. The cottage & boathouse metal exteriors have recently been renovated. Other features include a shed, a dock, a wood seawall & a spacious deck on top of the boathouse. Whether you are seeking a year-round residence or a weekend retreat, this quaint home delivers that rare opportunity to obtain highly sought after lake access to experience true lake living. Property is being sold ''AS-IS''. If you are looking for a cozy retreat this summer, call today to schedule a tour!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Ludington High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Metal
  • Construction materials: Block,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 34.2
  • Dimensions: 6.00 x 5.70

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Screens
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 520
  • Total interior livable area: 520 sqft

Kitchen

  • Level: Main
  • Area: 104.5
  • Dimensions: 9.50 x 11.00

Living Room

  • Level: Main
  • Area: 264.41
  • Dimensions: 13.70 x 19.30

Master Bedroom

  • Level: Main
  • Area: 102.3
  • Dimensions: 11.00 x 9.30

Property

Details

  • Parcel number: 00700100600
  • Zoning description: R-2

Features

  • Stories: 1
  • Fencing: Privacy
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Hamlin Lake

Lot

  • Lot size: 2.29 Acres
  • Features: Wooded,Rolling Hills
  • Lot size dimensions: 426 x 330 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Mason County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$280$3,360
Property Taxes $463$5,556
Electricity $188$2,259
Total$4,723$56,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,931/yr
40% on housing$141,690/yr
45% on housing$125,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,442This listing

vs Other Active Listings

Avg $/sqft

ZIP 49431$166
Mason County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49431$176
Mason County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$750,000
2023-08-17Listing removed--
2023-05-24Listed for sale$599,900

For Sale by Agent

AgentBob Budreau
BrokerageGREENRIDGE Realty Ludington

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