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9940 N Vandermeulen Rd, Lake City, MI, 49651

2beds
3baths
1,636sqft
$399,900
$244price/sqft
$2,981/moest. monthly cost
$119,240/yrincome needed

About This Home

Escape to your own private Northern Michigan retreat! Tucked away on 10 beautiful wooded acres of mature hardwoods, this custom-built home offers the peace and tranquility you've been searching for. A winding driveway leads you through the trees to a picturesque hilltop setting where the only sounds you'll hear are birds singing and nature all around you. Designed with comfort and functionality in mind, this well-built home features an inviting open floor plan with expansive living and dining areas centered around a cozy wood-burning fireplace. The spacious kitchen is perfect for everyday living and entertaining, offering abundant cabinetry, generous counter space, and a peninsula with bar seating. The home includes two oversized bedrooms, each with large walk-in closets, including a private primary suite with its own full bathroom. Natural light pours through the home, and each bedroom, along with the kitchen and dining area, features sliding glass doors leading to the wraparound deck—creating the perfect place to enjoy your morning coffee, watch wildlife, or simply relax in the peaceful surroundings. The full walkout basement is unfinished, offering endless possibilities for additional living space, recreation, or a home office, and already includes a bathroom for added convenience. Outside, you'll find an impressive barn complete with a loft for storage and a dedicated workshop area, making it ideal for hobbies, equipment, vehicles, or even a future home-based business. With a recently installed boiler, quality craftsmanship throughout, and a setting that's both secluded and just minutes from Lake City, this property truly offers the best of both worlds. If you've been dreaming of a private, well-built home surrounded by nature without sacrificing convenience, this is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Lake City Middle SchoolGrades 6-810.6 mi
7/10
Lake City High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Area: 168

Features

  • Walk-In Closet(s),Mud Room,Vaulted Ceiling(s),Drywall
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,636

Heating

  • Heating features: Forced Air,Hot Water,Propane,Fireplace(s)

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 483

Master Bathroom

  • Features: None

Master Bedroom

  • Area: 225

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01101400300
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Multi-Level Decking
  • Exterior features: Garden
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 10 Acres
  • Features: Wooded-Hardwoods,Wooded,Evergreens,Level,Rolling Slope,Sloped
  • Lot size dimensions: 330 x 1346

Parking

  • Total spaces: 3
  • Parking features: Detached,Gravel,Private
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Lightning

FEMA Declared Disasters in Missaukee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$189$2,268
Property Taxes $582$6,984
Electricity $188$2,259
Total$2,981$35,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,205/yr
40% on housing$89,430/yr
45% on housing$79,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 49651$184
Missaukee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 49651$185
Missaukee County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$399,900
2026-07-13Listed for sale$410,000
2010-11-23Sold$50,000

For Sale by Agent

AgentJaimie Fellows-Garno
BrokerageCity2Shore Real Estate Northern Michigan

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