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8600 S Lucas Rd, Mc Bain, MI, 49657

4beds
2baths
1,747sqft
$269,900
$154price/sqft
$2,000/moest. monthly cost
$80,000/yrincome needed

About This Home

Welcome home to this beautifully updated 4 Bedroom farmhouse, where modern comforts meet inviting country charm on nearly 2 acres. Ideally located between Cadillac and McBain and within the highly regarded McBain School District—a great plus for families—this property offers peaceful country living while remaining close to schools, shopping, and dining. The heart of the home is the beautifully remodeled kitchen featuring quartz countertops, a large center island, coffee bar, and abundant cabinetry—perfect for everyday living and entertaining. The main-floor primary bedroom offers a spacious walk-in closet and convenient access to the full bath, updated in 2025 with a new tub and tile surround. A functional entry provides plenty of room for coats and backpacks and connects to the main-floor laundry. Upstairs are three additional bedrooms, including another half bath. Major 2025 improvements include a new furnace, central A/C, and electric water heater, along with newer roofing and windows for added peace of mind. The 36x24 detached garage has power, plenty of room for vehicles, toys, and projects, plus a newly added bar that makes it a great gathering space. An unfinished walk-out basement offers additional possibilities for storage, a home gym, or future living space. Outside, enjoy nearly 2 acres with a large garden area and your own private Hot Tub—the perfect place to unwind and enjoy the quiet country setting

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
McBain Elementary SchoolGrades PK-54.0 mi
6/10
McBain Middle SchoolGrades 6-84.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Disposal,Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 169

Bedroom3

  • Level: Upper
  • Area: 90

Bedroom4

  • Level: Upper
  • Area: 92

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 140.7

Features

  • Entrance Foyer,Walk-In Closet(s),Solid Surface Counters,Kitchen Island,High Speed Internet,WiFi
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,747

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,747
  • Total interior livable area: 1,747 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 143.85

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 132

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01301601260
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Garden
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 1.77 Acres
  • Features: Level,Rolling Slope,Metes and Bounds
  • Lot size dimensions: 171 x 467 x 10 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Pole Construction,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Missaukee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$177$2,124
Property Taxes $269$3,228
Electricity $190$2,286
Total$2,000$24,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,571/yr
40% on housing$60,000/yr
45% on housing$53,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 49657$133
Missaukee County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 49657$133
Missaukee County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$269,900
2024-05-20Sold$230,000
2024-03-23Listed for sale$224,900
2007-12-06Sold$95,000

For Sale by Agent

AgentJean Prangley
BrokerageREMAX Central

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