See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10170 W Cadillac Rd, Cadillac, MI, 49601

4beds
4baths
3,068sqft
$450,000
$147price/sqft
$3,686/moest. monthly cost
$147,440/yrincome needed

About This Home

Nestled on 2.3 acres in the highly sought-after McBain School District, this beautiful home offers the perfect blend of space, comfort, and convenience. Ideally located just 10 minutes from McBain, Cadillac, and Lake City, you'll enjoy a peaceful country setting with easy access to local restaurants and entertainment. The main level features three bedrooms and 2.5 bathrooms, including a spacious primary suite complete with a walk-in closet. The finished walkout basement expands the living space with an additional bedroom, a nonconforming bonus room, and a full bathroom. With direct access from the garage to the lower level, this versatile space is ideal for guests, extended family, or a private living area. Step outside and enjoy the beautiful back deck, perfect for relaxing or entertaining. Additional outdoor features include an in-ground sprinkler system and an exterior generator hookup for added convenience and peace of mind. The impressive 50' x 40' pole barn offers exceptional storage and workspace year-round. It includes an insulated section and a newly installed propane heater, making it ideal for hobbies, equipment storage, or a workshop. This property combines country living, functional amenities, and a prime location—an opportunity you won't want to miss!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
McBain Elementary SchoolGrades PK-56.0 mi
6/10
McBain Middle SchoolGrades 6-86.0 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Freezer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom2

  • Level: Lower
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 100

Bedroom4

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Family Room

  • Level: Lower
  • Area: 598

Features

  • Walk-In Closet(s),WiFi
  • Window features: Blinds
  • Fireplace features: None
  • Finished area below ground: 1,484
  • Finished area above ground: 1,584

Heating

  • Heating features: Baseboard,Propane

Interior Area

  • Total structure area: 3,068
  • Total interior livable area: 3,068 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 300

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 210

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00903202375
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • Waterfront features: None

Lot

  • Lot size: 2.30 Acres
  • Features: Sloped,Metes and Bounds
  • Lot size dimensions: 393 x 256

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Lightning

FEMA Declared Disasters in Missaukee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$224$2,688
Property Taxes $853$10,236
Electricity $334$4,015
Total$3,686$44,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,377/yr
40% on housing$110,580/yr
45% on housing$98,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 49601$150
Missaukee County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 49601$164
Missaukee County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$435,000
2026-07-26Listed for sale$450,000
2023-05-12Sold$357,500
2023-05-02Contingent$365,000
2023-04-27Price change$365,000
2021-02-22Pending sale$260,000
2021-02-19Listed for sale$260,000

For Sale by Agent

AgentTyler Dick
BrokerageCity2Shore Real Estate Northern Michigan

Similar Homes