7049 W White Birch Ave, Lake City, MI, 49651
About This Home
Lake Missaukee living at its best. This 3-bedroom, 1.5-bath home in Lettich Cove offers private frontage on one of Northern Michigan’s most sought-after all-sports lakes. With over 1,400 sqft of finished space and a .37-acre lot, it’s a great fit for year-round living or a weekend getaway. The home features a main floor primary bedroom, open living area, and additional upper-level sleeping space. Enjoy the outdoors with your private lake frontage—perfect for boating, fishing, or relaxing by the water. All your storage needs are met with the detached garage and storage shed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Entrance Foyer,Drywall,Ceiling Fan(s)
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,408
Heating
- Heating features: Forced Air,Natural Gas,Wood
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Features: Shared
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 00944001900
- Zoning description: Residential
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Porch
- Has view: Yes
- View description: Bay,Water
- Has water view: Yes
- Water view: Water,Bay
- On waterfront: Yes
- Waterfront features: All Sports,Lake
- Waterbody name: Lake Missaukee
- Frontage type: Waterfront
- Frontage length: 90
Lot
- Lot size: 0.37 Acres
- Features: Cleared,Level,Subdivided
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Detached,Concrete Floors,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missaukee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $212 | $2,544 |
| Property Taxes | $458 | $5,496 |
| Electricity | $188 | $2,259 |
| Total | $3,132 | $37,584 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $520,000 |
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