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679 W Lincoln Ave, White Cloud, MI, 49349

4beds
2baths
1,230sqft
$349,900
$284price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Enjoy this lake front home year around. Situated on the deepest part of all sports Diamond lake with a sandy bottom ideal for swimming, fishing and water sports. This home features 4 bedrooms and 2 full bathrooms, a full kitchen and a separate wet bar. Plenty of room with amazing views from the upper level loft, the deck or from the walk out patio. All new windows and sliding glass doors facing the lake. This home is move in ready, well maintained and available without delay. Enjoy your summers at the lake. One hour drive from Grand Rapids or Muskegon. Call today for your private showing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
White Cloud High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Metal
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Wet Bar,Center Island
  • Window features: Low-Emissivity Windows,Replacement,Insulated Windows,Window Treatments
  • Flooring: Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1013353002
  • Zoning description: 0

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Diamond Lake

Lot

  • Features: Recreational,Wooded,Rolling Hills,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 50 x 114 x 51 x 124

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$182$2,184
Property Taxes $285$3,420
Electricity $188$2,259
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 49349$140
Newaygo County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 49349
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$345,000
2026-05-20Listed for sale$349,900
2015-06-03Sold$141,600
2015-02-14Listed for sale$154,900
2015-01-02Listing removed$154,900
2014-08-20Price change$154,900
2013-10-01Price change$169,500
2013-03-26Listed for sale$169,900
2012-12-22Listing removed$179,900
2012-10-14Price change$179,900
2012-08-31Price change$185,900
2012-06-10Price change$189,900
2012-04-16Price change$196,000
2011-12-09Listed for sale$198,000
2010-08-25Sold$85,000

For Sale by Agent

AgentJason Kik
BrokerageHomeRealty, LLC

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