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2500 N Bauer Ave, White Cloud, MI, 49349

5beds
2baths
2,100sqft
$619,900
$295price/sqft
$4,193/moest. monthly cost
$167,720/yrincome needed

About This Home

FULLY OUTFITTED & NEWLY RENOVATED LAKEFRONT RETREAT- Includes all watercraft (human-powered), dock, hot tub, double PWC lift, outdoor/indoor furniture, media (projector room, tv), kitchen supplies, linens, bathroom supplies, grill, etc Can continue to be run as a short term rental or as a private family oasis. Within walking distance to the popular local hangout, Schindy's at Diamond Lake, and within a mile of hiking (North Country trail) and ORV trailheads! Diamond Lake is an all sports lake and is treated/maintained every year - a popular destination for fishermen in both the winter and summer. The private marine wall includes stairs down to a sandy lake front (beach toys, etc included)- all is ready for immediate lakefront living!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
White Cloud High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),LP Tank Rented,Eat-in Kitchen,Pantry
  • Window features: Screens,Window Treatments
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 1013382012
  • Zoning description: res

Features

  • Stories: 3
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Diamond Lake

Lot

  • Lot size: 6,098 sqft
  • Features: Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 125 x 50 x 150 x 51

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,134$37,608
Home Insurance *$324$3,888
Property Taxes $506$6,072
Electricity $229$2,748
Total$4,193$50,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,760/yr
40% on housing$125,790/yr
45% on housing$111,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 49349$135
Newaygo County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 49349
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$645,000
2026-05-05Listed for sale$655,000
2023-06-09Sold$420,000
2023-05-23Pending sale$420,000
2023-05-09Price change$420,000
2023-04-17Listed for sale$425,000
2023-04-17Listing removed--
2023-02-08Price change$439,000
2023-01-20Price change$445,000
2022-12-24Listed for sale$450,000
2016-06-14Listing removed$150,000
2015-06-18Price change$150,000
2015-05-13Listed for sale$159,900
2014-09-16Listing removed$159,900
2013-11-06Listed for sale$159,900
2013-07-06Listing removed$179,900
2012-12-19Listed for sale$179,900

For Sale by Agent

AgentHayley Mohr
BrokerageERA Reardon Realty Great Lakes

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