See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4629 S Croton Hardy Dr, Newaygo, MI, 49337

1beds
1baths
288sqft
$229,900
$798price/sqft
$1,662/moest. monthly cost
$66,480/yrincome needed

About This Home

Escape, settle in, or invest in this riverfront property with spectacular views, private deck spaces, a covered outdoor wet bar, private dock, and much more! This property offers not one, but two cottages with beds, bathroom, and full kitchen. An entertainer's dream. Near the Hardy Dam Recreation Area as well as several parks and a beach. You will not be disappointed with all this property has to offer. It will feel like you're on vacation every day!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Newaygo Middle SchoolGrades 5-88.5 mi
6/10
Newaygo High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),LP Tank Rented,Wet Bar,Eat-in Kitchen
  • Window features: Replacement
  • Flooring: Carpet,Linoleum,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ductless,Wall Unit(s)

Interior Area

  • Total structure area: 288
  • Total interior livable area: 288 sqft

Property

Details

  • Parcel number: 1633101020
  • Zoning description: Res Improved

Features

  • Stories: 1
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Pond,River
  • Waterbody name: Croton Pond

Lot

  • Lot size: 6,098 sqft
  • Features: Wooded,Wetland Area,Ravine,Ground Cover
  • Lot size dimensions: 50 x 318 x 50 x 318

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$125$1,500
Property Taxes $187$2,244
Electricity $188$2,259
Total$1,662$19,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,982/yr
40% on housing$49,860/yr
45% on housing$44,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$798This listing

vs Other Active Listings

Avg $/sqft

ZIP 49337$140
Newaygo County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49337
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$229,900
2026-06-08Listed for sale$249,900
2023-06-19Sold$150,600

For Sale by Agent

AgentTrisha Steenwyk
BrokerageCrossroads Realty of Michigan

Similar Homes