11440 Elm Ave, Howard City, MI, 49329
About This Home
Beautifully updated 5-bedroom home situated on over 2 private acres, offering plenty of space and a peaceful setting. Recent updates throughout make this home move-in ready, with modern finishes and comfortable living spaces. The spacious layout provides room for entertaining, working from home, or accommodating guests. Large sliders lead to a generous back deck, perfect for enjoying the outdoors, grilling, or relaxing while taking in the privacy of the property. The insulated and heated garage is ideal for year-round use, whether for vehicles, storage, hobbies, or a workshop. A large basement offers abundant storage and is ready to be finished into additional living space, a recreation room, fitness area, or whatever suits your needs. Conveniently located near Hardy Dam, Newaygo, and Sand Lake, you'll enjoy easy access to outdoor recreation while still having a private retreat to call home. Don't miss this opportunity to own a spacious home in a desirable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Center Island,Pantry
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,110
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,322
- Total interior livable area: 2,432 sqft
Property
Details
- Parcel number: 2416100009
Features
- Stories: 1
Lot
- Lot size: 2.23 Acres
- Features: Wooded
- Lot size dimensions: 230 x 418
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Newaygo County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $439 | $5,268 |
| Electricity | $265 | $3,183 |
| Total | $2,692 | $32,304 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $360,000 |
| 2026-06-17 | Listed for sale | $360,000 |
| 2017-05-03 | Sold | $117,000 |
| 2004-03-11 | Sold | $80,427 |
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