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8020 E 98th St, Howard City, MI, 49329

3beds
2baths
2,956sqft
$500,000
$169price/sqft
$3,778/moest. monthly cost
$151,120/yrincome needed

About This Home

Experience the perfect balance of privacy and convenience on this extraordinary 10-acre property just where the "paved road ends". Offering multiple dwellings, outbuildings, & rolling wooded trails, this unique estate presents endless opportunities for multi-generational living, creative pursuits, hobby farming, or a peaceful country retreat.The main home features 3 bedrooms and 2 full baths, hardwood floors, ceramic tile, vaulted ceilings, and a distinctive spiral staircase that adds charm. A spacious auxiliary residence-Doublewide manufactured-offers 2 bed & 2 baths, ceramic tile flooring, stone fireplace w/wood-burning insert, making it ideal for extended family & guests.The impressive 28' x 40' barn/garage includes concrete floors, parking for at least 4 vehicles.Upstairs attic loft was formerly used as a woodworking shop.The log cabin studio with an upper loft provides the perfect art studio space. more rustic outbuilding (back of property) offers an open-sided design with additional loft storage. The stick home Built by the Martin builders circa 1970. Martin Builders completed the foundation and exterior of home and owners finished the interior. This building concept helped property owners become homeowners and helped to make their dream come true. Walking shoes are recommended. The main home features spiral staircases to both the upper level and lower level. PLEASE respect neighboring property lines; walking trails are marked with tape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
4/10
Tri County Middle SchoolGrades 6-84.8 mi
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal,Shingle
  • Construction materials: Log,Vinyl Siding,Wood Siding

Other

  • Builder name: Martin Builders Foundation and Framing Owner finished Interior./Doublewide is manufactured home.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Bathroom,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),LP Tank Rented
  • Window features: Replacement
  • Flooring: Carpet,Ceramic Tile,Tile,Vinyl,Wood
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,509
  • Total interior livable area: 2,956 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Mn Flr Bedroom

Details

  • Parcel number: 2402100006
  • Zoning description: Res

Features

  • Stories: 2
  • Exterior features: Other
  • Fencing: Other

Lot

  • Lot size: 10 Acres
  • Features: Level,Wooded,Rolling Hills
  • Lot size dimensions: 658 x 670 x 658 x 670 square

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$234$2,808
Property Taxes $694$8,328
Electricity $322$3,869
Total$3,778$45,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,531/yr
40% on housing$113,340/yr
45% on housing$100,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 49329$188
Newaygo County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49329$185
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$500,000
2026-04-09Listing removed$500,000
2025-10-30Listed for sale$500,000

For Sale by Agent

AgentMary Jane Schultz
BrokerageColdwell Banker Schmidt Realtors

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