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8240 W Stony Lake Rd, New Era, MI, 49446

4beds
3baths
2,470sqft
$495,000
$200price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

Just in time for lake season, welcome to 8240 Stony Lake Road in the heart of the beloved Stony Lake community. Bright, cheerful, and designed for gathering, this 4-bedroom, 3-bath contemporary home invites you to slow down and savor life along the water. Start your mornings in the sunroom as sunlight stretches across the lake. Spend your days boating, fishing, swimming, and exploring the clean, quiet waters that make Stony Lake so treasured. If you're feeling adventurous, tube or kayak Stony Creek. In the evening, dine on the expansive deck overlooking the water before heading to nearby Lake Michigan for a sunset walk along the shoreline locals lovingly call ''The Oval.'' Inside, generous living spaces create the perfect setting for games, conversation, and relaxing after a day making memories. The property also includes deeded lake access with generous frontage, a swimming beach, and a dock. Open the door to 8240 Stony Lake Road and step into the quintessential ''good life.''

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
7/10
Shelby Middle SchoolGrades 6-87.6 mi
6/10
Shelby High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Center Island
  • Window features: Storms,Skylight(s),Insulated Windows,Garden Window

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Property

Details

  • Parcel number: 01138001720
  • Zoning description: Residential

Features

  • Stories: 2
  • Waterfront features: Lake
  • Waterbody name: Stony Lake

Lot

  • Lot size: 0.54 Acres
  • Features: Corner Lot,Rolling Hills,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$248$2,976
Property Taxes $338$4,056
Electricity $269$3,232
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 49446
Oceana County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 49446
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$545,000
2012-08-24Sold$285,000
2011-10-12Price change$299,000
2011-06-18Price change$312,000
2011-05-21Listed for sale$342,500
2005-11-14Sold$252,000

For Sale by Agent

AgentKristine Marie Stariha
BrokerageFive Star Real Estate - Hart

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