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8683 E Hawley Rd, Hesperia, MI, 49421

3beds
2baths
1,943sqft
$491,000
$253price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

This is a beautiful Private Spring Fed Lakefront home nestled on 1.46 acres with a Greenhouse & Large second Garage, 1 block from the scenic White River. The open floor plan invites relaxation and features ample natural light throughout. Unwind on the porch or in the Therapeutic Hot Tub while enjoying nature and its wildlife on this peaceful Private Lake. Also the newer spacious second Heated Garage 30' x 40' x12' has Insulation, gas, water, drainage,100amp service and a fully automated grow room, The 18'x30' Year-Round Greenhouse has 16mm tripple poly panels, coated concrete floor, lighting, heaters, drainage, automated dosatron irrigation systems. House has recently been lightly remodeled and updated features a 4k surveillance system, Whole house water filtration, 8 stage R/O drinking system, backup battery, generator hookup, newer a/c, humidifier, sump, carpets, flooring, backsplash, fireplace, paint, New underground sprinkler system, Evergreens,landscaping, much more.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
Hesperia High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Iron Water FIlter,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Full

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Ceiling Fan(s),Center Island
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,943
  • Total interior livable area: 1,943 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6401403520020
  • Zoning description: RR

Features

  • Stories: 1
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 1.46 Acres
  • Features: Recreational
  • Lot size dimensions: 180' x 353'

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning
Cold Wave
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,482$29,784
Home Insurance *$230$2,760
Property Taxes $915$10,980
Electricity $211$2,543
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 49421$134
Oceana County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49421
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$545,500
2026-02-11Price change$548,500
2026-02-01Price change$559,500
2025-10-16Price change$564,500
2025-09-10Price change$579,900
2025-08-19Price change$585,000
2025-07-22Listed for sale$595,000
2023-11-30Listing removed--
2021-11-29Sold$300,000
2021-11-09Pending sale$300,000
2021-11-04Listed for sale$300,000

For Sale by Agent

AgentJames Edward Newhouse
BrokerageEnsley Real Estate

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