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117 N Apple St, Hart, MI, 49420

3beds
3baths
1,744sqft
$169,000
$97price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Great Location! Large home with views of Hart Lake and blocks from the School and downtown. Nice yard, 3 Big bedrooms, 2.5 baths, with spacious living area and additional family room with fireplace. Truly a unique find with tons of potential. Opportunity for a builder/contractor or handyman to do the work and benefit from the improvements. Roof needs repair and home will not go FHA or VA, however a reno loan, cash or possibly a specific conventional loan may work. Home is being Sold As-is.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Hart Middle SchoolGrades 5-80.4 mi
8/10
Hart High SchoolGrades 9-120.7 mi
6/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition,Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom1

  • Level: Lower
  • Area: 48
  • Dimensions: 6.00 x 8.00

Bathroom3

  • Level: Main
  • Area: 15
  • Dimensions: 3.00 x 5.00

Bedroom2

  • Level: Upper
  • Area: 150
  • Dimensions: 10.00 x 15.00

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 9.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Features

  • Number of fireplaces: 1
  • Fireplace features: Recreation Room
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Hot Water,Other

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,744 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Laundry

  • Level: Lower
  • Area: 165
  • Dimensions: 15.00 x 11.00

Living Room

  • Level: Main
  • Area: 286
  • Dimensions: 22.00 x 13.00

Master Bathroom

  • Level: Upper
  • Area: 88
  • Dimensions: 8.00 x 11.00

Master Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 14.00 x 11.00

Other

  • Level: Main
  • Area: 44
  • Dimensions: 4.00 x 11.00

Recreation

  • Level: Lower
  • Area: 308
  • Dimensions: 22.00 x 14.00

Property

Details

  • Parcel number: 02057000700
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot
  • Lot size dimensions: 121 x 119 x irreg

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$78$936
Property Taxes $115$1,380
Electricity $190$2,282
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 49420$148
Oceana County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49420
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$199,000
2005-10-20Sold$130,000

For Sale by Agent

AgentBrianne M Klotz
BrokerageColdwell Banker Woodland Schmidt-Hart

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