416 N Rush St, Pentwater, MI, 49449
About This Home
Exceptional Pentwater location! Ideally situated less than a mile from Charles Mears State Park--just a golf cart ride to Lake Michigan, downtown Pentwater, shopping, dining, schools, library, playground, & the Artisan Center. This beautifully maintained home sits on an oversized corner lot with mature landscaping, underground sprinklers, two patios, a two-tier deck creating exceptional outdoor living spaces. The attached oversized two-car garage offers plenty of room for vehicles & more. Inside, the open-concept floor plan features a chef's kitchen w/abundant cabinetry and counterspace & a center island with seating. Newer flooring throughout, updated baths and spacious bedrooms, including a bright primary suite with three closets & a beautifully tile shower. Two gas fireplaces add warmth and character, while the finished walkout lower level offers two additional bedrooms a full bath, wet bar, workshop/craft room, and generous storage. New Roof, Furnace and Shed!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Wet Bar,Center Island
- Window features: Screens,Insulated Windows,Window Treatments
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,564
- Total interior livable area: 2,970 sqft
Property
Details
- Parcel number: 04415000600
- Zoning description: res
Features
- Stories: 2
- Fencing: Privacy
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 0.38 Acres
- Features: Corner Lot,Ground Cover,Shrubs/Hedges
- Lot size dimensions: 138 x 120 x 137 x 101
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oceana County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $335 | $4,020 |
| Property Taxes | $837 | $10,044 |
| Electricity | $323 | $3,887 |
| Total | $4,726 | $56,712 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $639,000 |
| 2026-07-21 | Contingent | $639,000 |
| 2026-07-17 | Listed for sale | $639,000 |
| 2019-04-15 | Sold | $275,900 |
| 2019-04-01 | Listed for sale | $279,900 |
| 2019-04-01 | Pending sale | $279,900 |
| 2019-03-06 | Listed for sale | $279,900 |
| 2012-10-19 | Sold | $220,000 |
| 2012-08-08 | Price change | $250,000 |
| 2011-08-31 | Listed for sale | $299,000 |
| 2006-09-25 | Sold | $350,000 |
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