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3611 W Polk Rd, Hart, MI, 49420

2beds
1baths
1,440sqft
$185,000
$128price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Step inside and see this beautiful recently remodeled home. New floors, new paint, new bathroom shower, new furnace, new windows. A full basement with tons of potential space. The yard is huge for your future potential garage or pole building. Great location, city of Hart utilities are attached to make it a cost-efficient home.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
5/10
Hart Middle SchoolGrades 5-80.8 mi
8/10
Hart High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Main Level

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 40
  • Dimensions: 8.00 x 5.00

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 300
  • Dimensions: 15.00 x 20.00

Features

  • Window features: Replacement
  • Flooring: Laminate,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Laundry

  • Level: Main
  • Area: 81
  • Dimensions: 9.00 x 9.00

Living Room

  • Level: Main
  • Area: 325
  • Dimensions: 25.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13.00 x 12.00

Property

Details

  • Parcel number: 00744100500
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: Level
  • Lot size dimensions: 77 x 190

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$85$1,020
Property Taxes $182$2,184
Electricity $188$2,259
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 49420$146
Oceana County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 49420
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$185,000
2026-08-01Price change$185,000
2026-05-07Listed for sale$199,900
2021-08-13Sold$44,000
2007-03-22Sold$51,000

For Sale by Agent

AgentMary Jo Schaner
BrokerageColdwell Banker Anchor-Hart

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