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205 Highland St, West Branch, MI, 48661

4beds
1baths
2,133sqft
$160,000
$75price/sqft
$1,314/moest. monthly cost
$52,560/yrincome needed

About This Home

SPACIOUS 4-bedroom home on just under a half-acre of property with attached 2 car garage. Convenient 3 bedrooms on mail level of home, one bedroom and loft on upper level, wood burning fireplace, and full unfinished basement. Just minutes from downtown for shopping and restaurants and not from hospital and Iron's Park. Nice rear 10 x 28 rear deck and located on paved, maintained road. Home could use some fresh paint and needs a furnace and includes all appliances.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Surline Middle SchoolGrades 5-81.0 mi
5/10
6/10
Surline Elementary SchoolGrades PK-41.0 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Water Softener Owned,Washer,Dryer,Exhaust Fan,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Main
  • Area: 144

Bedroom3

  • Level: Main
  • Area: 121

Bedroom4

  • Level: Upper
  • Area: 234

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 120

Features

  • Bookcases,Drywall,Paneling,Ceiling Fan(s),Cable TV,High Speed Internet
  • Window features: Blinds,Drapes,Curtain Rods
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 533

Heating

  • Heating features: Hot Water,Baseboard,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,133
  • Total interior livable area: 2,133 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 330

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 150

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6501102403300
  • Zoning description: Residential
  • Wooded area: 20

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Waterfront features: None

Lot

  • Lot size: 0.40 Acres
  • Features: Wooded,Rolling Slope,Metes and Bounds
  • Lot size dimensions: 105 x 138 x 101 x 133

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Ogemaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$152$1,824
Property Taxes $121$1,452
Electricity $232$2,791
Total$1,314$15,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,051/yr
40% on housing$39,420/yr
45% on housing$35,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 48661$110
Ogemaw County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 48661
Ogemaw County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$160,000
2023-01-13Sold$139,900
2022-12-09Listed for sale$139,900
1997-11-01Sold$60,000

For Sale by Agent

AgentJENIFER JOHNSON
BrokerageC.A.HANES REALTY-WB

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