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2779 Horseshoe Lake Rd, West Branch, MI, 48661

2beds
2baths
2,000sqft
$239,900
$120price/sqft
$2,104/moest. monthly cost
$84,160/yrincome needed

About This Home

Stunning Horseshoe Lake Home with Gorgeous Sunset Views! This charming home faces west, offering breathtaking sunsets right from your own property. Located on beautiful Horseshoe Lake, this property features a spacious expanded driveway completed in 2025 with additional gravel for extra parking and convenience. Inside, you’ll find a beautifully updated subway tile shower insert, hardwood floors, and a cozy fireplace on the second floor creating the perfect relaxing retreat. The first-floor bedroom adds convenience and flexibility for guests or primary living. Enjoy lake living with comfort, character, and modern updates all in one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Surline Middle SchoolGrades 5-89.6 mi
5/10
Ogemaw Heights High SchoolGrades 9-1210.6 mi
6/10
Surline Elementary SchoolGrades PK-49.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space,Michigan Basement,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom

  • Level: Entry
  • Area: 150
  • Dimensions: 10 X 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,000

Heating

  • Heating features: Hot Water,Propane

Interior Area

  • Total interior livable area: 2,000 sqft

Other

  • Level: Entry

Other

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 408
  • Dimensions: 24 X 17

Property

Details

  • Parcel number: 00444002410
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 44 x 150 x 54 x 164

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Ogemaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$229$2,748
Property Taxes $444$5,328
Electricity $218$2,617
Total$2,104$25,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,137/yr
40% on housing$63,120/yr
45% on housing$56,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 48661$106
Ogemaw County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48661
Ogemaw County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$259,900
2026-04-06Listed for sale$264,900
2025-08-27Listing removed$274,900
2025-06-07Price change$274,900
2025-05-23Listed for sale$279,900
2024-07-24Sold$215,000
2024-06-13Listed for sale$225,000
2024-05-29Contingent$225,000
2024-05-29Listed for sale$225,000
2021-02-09Sold$154,000
2021-01-04Contingent$169,000
2020-10-03Price change$169,000
2020-08-10Listed for sale$165,000

For Sale by Agent

AgentAmy L Loomis
BrokerageFive Star Real Estate Davison

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