401 N 4th St, West Branch, MI, 48661
About This Home
Charming 3-Bedroom Berm Home in a Peaceful Setting MOTIVATED SELLER!!! Welcome to this clean, well-maintained 3-bedroom, 1-bath berm home featuring an attached garage and a functional open floor plan with abundant storage throughout. Pet free and Smoke free environment Nestled on a quiet, low-traffic street, this property offers a serene and private atmosphere in a desirable location. Step outside to a spacious backyard where a gentle creek runs along the rear property line—creating a relaxing, nature-filled setting perfect for unwinding or entertaining. Recent updates include a newer furnace and roof, providing added value and peace of mind. Just Needs a little TLC for a quick refresher. All appliances are included, along with select furniture. Additional features include a 7x7 storage shed for extra convenience. BATVAI
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Crawl Space
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Exhaust Fan,Washer
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedroom
- Level: Entry
- Area: 132
- Dimensions: 12 X 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,100
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fans,Central Air
Interior Area
- Total interior livable area: 1,100 sqft
Primary Bathroom
- Level: Entry
- Area: 40
- Dimensions: 5 X 8
Primary Bedroom
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Property
Accessibility
- Accessibility features: Accessible Approach With Ramp
Details
- Parcel number: 05232401300
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Pool features: None
- Waterfront features: Creek
Lot
- Lot size: 0.50 Acres
- Lot size dimensions: 64 x 184
Parking
- Total spaces: 1
- Parking features: One Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ogemaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $121 | $1,452 |
| Electricity | $188 | $2,259 |
| Total | $1,270 | $15,240 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $177,000 |
| 2026-04-09 | Price change | $179,900 |
| 2026-04-02 | Listed for sale | $189,900 |
| 2024-01-06 | Listing removed | -- |
| 2023-09-24 | Listed for sale | $140,000 |
| 2004-08-06 | Sold | $60,000 |
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