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2812 Shoreline Dr, Lupton, MI, 48635

4beds
4baths
1,969sqft
$480,000
$244price/sqft
$3,753/moest. monthly cost
$150,120/yrincome needed

About This Home

Welcome to Lake View Farm! Located in Ogemaw County just outside of the town of Lupton, this 4 bed 3 1/2 bath home features covered front and back porches, Generac generator, outdoor wood boiler, lake frontage on Bass Lake and shared lake access to Rifle Lake across the street. The basement is currently being used as a rental apartment with full kitchen and bath with private covered access. The majority of 23 +/- acres are currently in income producing hay. One outbuilding is set up as a workshop. Other outbuildings are a detached garage, storage shed and pole barn. The pole barn is set up for storage and has large covered areas on two sides. One side has a livestock stall with fenced pasture area in the back. Whether you are looking to start a hobby farm or simply quiet country living the choice is yours! Dial the Listing Agent directly for more information, the ''Contact Agent'' button will not take you there.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Rose City SchoolGrades PK-67.4 mi
5/10
Surline Middle SchoolGrades 5-816.0 mi
5/10
Ogemaw Heights High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Finished area below ground: 800

Heating

  • Heating features: Baseboard,Hot Water,Outdoor Furnace,Wood

Interior Area

  • Total structure area: 1,969
  • Total interior livable area: 1,969 sqft

Property

Details

  • Parcel number: 00600500157

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Bass Lake

Lot

  • Lot size: 23 Acres
  • Features: Recreational,Tillable
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters in Ogemaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$418$5,016
Property Taxes $694$8,328
Electricity $214$2,577
Total$3,753$45,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,674/yr
40% on housing$112,590/yr
45% on housing$100,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 48635$91
Ogemaw County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 48635
Ogemaw County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$480,000
2026-01-27Listing removed$480,000
2025-07-27Listed for sale$480,000
1992-05-01Sold$29,250

For Sale by Agent

AgentTrevor Morin
BrokerageMichigan Whitetail Properties

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