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20686 Lakola Rd, Tustin, MI, 49688

3beds
1baths
1,528sqft
$359,900
$236price/sqft
$2,756/moest. monthly cost
$110,240/yrincome needed

About This Home

Escape to your own private haven on 37 wooded acres, complete with a flowing creek and abundant wildlife. Just a few miles from the Manistee National Forest, this 3-bedroom, 1-bath ranch offers endless outdoor adventure. Step inside to find a cozy home, with a functional lay out and features a spacious family room with a wood-burning fireplace—perfect for gatherings or just cuddle up for a night in. The full basement provides plenty of storage space and potential for additional living areas. Step out onto the spacious back deck to relax, unwind, and take in the tranquil views of nature all around you. Outside, the property includes a 24x48 ft. barn and a garden shed, offering ample room for hobbies, equipment, or small-scale farming. Whether you love gardening, hunting, or simply exploring the great outdoors, this property delivers it all. Property Highlights: 3 Bedrooms | 1 Bathroom 37 Wooded Acres with Creek Wood-Burning Fireplace Full Basement 24x48 ft. Barn & Garden Shed Abundant Wildlife Back Deck Overlooking Scenic Woods Clean, Well-Maintained & Move-In Ready Just Minutes from Manistee National Forest Whether you’re seeking a quiet homestead, a hunting retreat, or a peaceful getaway surrounded by nature. Don’t miss your chance to own this slice of Northern Michigan paradise—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Pine River Middle SchoolGrades 4-75.1 mi
5/10
Pine River High SchoolGrades 8-125.0 mi
5/10
Leroy Elementary SchoolGrades PK-37.4 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 60

Bedroom1

  • Features: Other
  • Level: Main
  • Area: 100

Bedroom2

  • Features: Other
  • Level: Main
  • Area: 130

Bedroom3

  • Features: Other
  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Other
  • Level: Main
  • Area: 110

Family Room

  • Features: Carpet
  • Level: Main
  • Area: 368

Features

  • Flooring: Other,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,528

Heating

  • Heating features: Boiler,Oil,Other

Interior Area

  • Total structure area: 2,568
  • Total interior livable area: 1,528 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 140

Living Room

  • Features: Other
  • Level: Main
  • Area: 154

Property

Details

  • Parcel number: 01 019 006 00
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Waterbody name: Coe Creek
  • Frontage type: Road
  • Frontage length: 685

Lot

  • Lot size: 37.16 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Wooded,Rural
  • Lot size dimensions: 685 x 3204

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Osceola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$252$3,024
Property Taxes $497$5,964
Electricity $188$2,259
Total$2,756$33,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,491/yr
40% on housing$82,680/yr
45% on housing$73,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 49688$153
Osceola County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 49688
Osceola County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$399,900
2026-03-25Listing removed$399,900
2025-09-19Listed for sale$399,900

For Sale by Agent

AgentKimberly Kloha
BrokerageEXP Realty

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