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21630 Thirteen Mile Rd, Leroy, MI, 49655

3beds
2baths
1,744sqft
$265,000
$152price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

Home features 3 bedrooms 2 bath ranch nestled on a peaceful 2.87-acre setting! The spacious open floor plan offers a large kitchen, dining area, and an inviting living room highlighted by a cozy gas fireplace--perfect for entertaining or relaxing with family. The home features three comfortable bedrooms and two full bathrooms, providing plenty of space for everyday living. Outside, you'll find everything you need to enjoy country living, including a detached 2-stall garage, greenhouse, chicken coop, storage shed, and an efficient outdoor wood-burning heating system. With nearly 3 acres of land, there's plenty of room for gardening, hobbies, recreation, or simply enjoying the outdoors. Conveniently located just a couple miles from US-131 and close to ORV trails, this property offers the perfect combination of rural privacy and easy access to adventure and commuting. Don't miss this fantastic opportunity to enjoy country living with modern conveniences nearby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Leroy Elementary SchoolGrades PK-33.8 mi
5/10
Pine River Middle SchoolGrades 4-74.5 mi
5/10
Pine River High SchoolGrades 8-124.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Log,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10.00 x 14.00

Features

  • Center Island
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Outdoor Furnace

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Living Room

  • Level: Main
  • Area: 484
  • Dimensions: 22.00 x 22.00

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Property

Details

  • Parcel number: 0702800610
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 2.85 Acres
  • Features: Level,Wooded
  • Lot size dimensions: 250 x 500

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Osceola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$168$2,016
Property Taxes $500$6,000
Electricity $190$2,282
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 49655$141
Osceola County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 49655
Osceola County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$265,000
2022-09-09Sold$180,000
2022-08-04Pending sale$185,000
2022-08-04Contingent$185,000
2022-06-07Listed for sale$185,000
2020-03-31Sold$131,000

For Sale by Agent

AgentBrian K McDonald
BrokerageRE/MAX Executive

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