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18344 Nine Mile Rd, Reed City, MI, 49677

5beds
2baths
3,090sqft
$309,999
$100price/sqft
$2,333/moest. monthly cost
$93,320/yrincome needed

About This Home

Five private acres in northern Osceola County with over 3,000 square feet of living space and a rare detached building featuring a theater room, workshop, and man cave. Open living areas, main floor laundry, multiple decks and porches, and a setting designed for privacy and breathing room. Move in ready with space to live, work, and enjoy country life without compromise. Call Brian J. Thompson

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Leroy Elementary SchoolGrades PK-36.5 mi
5/10
Pine River Middle SchoolGrades 4-78.4 mi
5/10
Pine River High SchoolGrades 8-128.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 3,063
  • Total interior livable area: 3,090 sqft

Property

Details

  • Parcel number: 0801304300
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 5.30 Acres
  • Lot size dimensions: 523' x 441' x 523' x 445'

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Lightning

FEMA Declared Disasters in Osceola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$194$2,328
Property Taxes $235$2,820
Electricity $337$4,044
Total$2,333$27,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,988/yr
40% on housing$69,990/yr
45% on housing$62,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 49677$118
Osceola County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 49677
Osceola County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$295,000
2026-01-27Price change$299,000
2025-12-10Price change$310,000
2025-11-28Price change$325,000
2025-11-25Price change$335,000
2025-11-10Listed for sale$350,000

For Sale by Agent

AgentBrian J. Thompson
BrokerageEpique Realty

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