




9267 Lake Dr, Reed City, MI, 49677
About This Home
Escape to the lake and enjoy the charm of this cozy waterfront cottage on beautiful all-sports Todd Lake. With level lake frontage and sweeping water views, this property offers the perfect setting for relaxing weekends, summer gatherings, or year-round enjoyment. Take in the stunning lake views from the inviting sleeping porch or spacious deck--ideal spots for morning coffee, afternoon reading, or watching the sunset over the water. The property features ample parking for family and guests, making entertaining easy. Recent updates provide peace of mind, including updated plumbing and electrical systems, a newer roof, and newer floorboards. Some furnishings are negotiable, offering an opportunity to move right in and start enjoying lake life. Whether you're looking for a vacation retreat, investment property, or a cozy lakeside getaway, this Todd Lake cottage is ready to welcome you.
Getting Around
Schools
Construction
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: None
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Heating
- Heating features: Wall Furnace
Interior Area
- Total structure area: 645
- Total interior livable area: 645 sqft
Property
Details
- Parcel number: 0864000200
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Todd Lake
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 50 x 100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $170 | $2,040 |
| Electricity | $188 | $2,259 |
| Total | $1,636 | $19,632 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $225,000 |
| 2026-07-24 | Price change | $232,000 |
| 2026-07-14 | Listed for sale | $238,000 |
| 2026-07-07 | Contingent | $238,000 |
| 2026-07-05 | Listed for sale | $238,000 |
| 2026-07-02 | Contingent | $238,000 |
| 2026-06-02 | Listed for sale | $238,000 |
| 2023-10-25 | Sold | $215,000 |
| 2023-10-06 | Pending sale | $209,900 |
| 2023-10-02 | Contingent | $209,900 |
| 2023-09-26 | Listed for sale | $209,900 |
| 2016-04-19 | Sold | $75,000 |
