




4779 Beechwood Ave, Gaylord, MI, 49735
About This Home
Step into your private waterfront retreat on beautiful Otsego Lake! This exceptional property offers 66 feet of prime frontage on one of Northern Michigan's premier all-sports lakes, along with a spacious 1,800-square-foot home, plus an additional .65 acre wooded lot directly across the road. Together, these two parcels provide endless possibilities for year-round living, a vacation getaway, or an outstanding investment opportunity. This location truly shines during the summer months. Enjoy front-row views of the annual Fourth of July fireworks all from the comfort of your own backyard and deck. And the home's stunning sunrise views create a serene backdrop you'll never tire of. Outdoor enthusiasts will appreciate the included dock, swim platform, and boat hoist, so you're ready to enjoy lake life from day one. The property also features a large sandy beach area, a built-in fire pit, and a premium Bullfrog hot tub for year-round relaxation and entertainment. The home has been thoughtfully updated with numerous recent improvements, including a newer roof installed in 2025. Additional features include an oversized two-car garage, storage shed, privacy fencing, mature landscaping, and versatile upstairs bonus rooms that can be customized to suit your needs, whether for additional bedrooms, office space, recreation, or storage. Just Own It!
Getting Around
Schools
Construction
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Refrigerator,Washer,Dryer,Range
Bedroom
- Area: 107.1
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 1,800 sqft
Kitchen
- Area: 208.518
Living Room
- Area: 360.318
Master Bedroom
- Area: 219.2
Property
Details
- Parcel number: 01137000001700
Features
- Patio & porch: Deck,Patio
- Exterior features: Dock
- Spa features: Hot Tub
- On waterfront: Yes
- Waterfront features: Waterfront
Parking
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,833 | $45,996 |
| Home Insurance * | $382 | $4,584 |
| Property Taxes | $810 | $9,720 |
| Electricity | $196 | $2,356 |
| Total | $5,221 | $62,652 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $758,200 |
| 2026-07-15 | Price change | $769,000 |
| 2026-07-03 | Listed for sale | $779,000 |
