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1820 Suisse Ln, Gaylord, MI, 49735

4beds
3baths
2,932sqft
$375,000
$128price/sqft
$2,759/moest. monthly cost
$110,360/yrincome needed

About This Home

Spacious home in Gaylord West - Great location close to community amenities. House features 4 bedrooms, 3 full baths, family room in basement along with storage areas. Well appointed kitchen open to dining and large living room. Attahced 3 car garage, paved driveway and 12 x 10 shed. Nice back deck & covered front porch. Landscaped with many flowers and plants all on a well maintained lot.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
6/10
Gaylord Middle SchoolGrades 7-82.4 mi
7/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Water Softener,Washer,Range/Oven,Refrigerator,Microwave,Disposal,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Door features: Doorwall
  • Flooring: Hardwood
  • Finished area above ground: 1,932

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,932
  • Total interior livable area: 2,932 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Doors,Access-Main Flr Bath,Covered Entrance

Details

  • Parcel number: 08117000001500
  • Zoning: R 1

Features

  • Patio & porch: Deck,Patio/Porch
  • Fencing: Fenced
  • Frontage type: None

Lot

  • Lot size: 0.36 Acres
  • Features: Landscaped
  • Lot size dimensions: 100 x 157 x 156 x 146

Parking

  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Otsego County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$189$2,268
Property Taxes $355$4,260
Electricity $319$3,837
Total$2,759$33,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,594/yr
40% on housing$82,770/yr
45% on housing$73,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 49735$229
Otsego County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 49735
Otsego County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$375,000
2016-03-11Sold$159,900
2016-03-02Pending sale$164,900
2016-01-06Listed for sale$164,900
2013-09-04Sold$148,000
2013-07-25Price change$149,900
2013-06-05Price change$158,900
2013-05-10Listed for sale$167,500
2013-04-01Sold$94,050
2013-01-25Listed for sale$99,000
2012-07-01Listing removed$117,900
2012-05-10Price change$117,900
2012-05-05Listed for sale--
2012-03-14Sold$163,373
2011-05-17Listing removed$99,500
2011-05-15Price change$99,500
2011-05-12Listed for sale$109,500
2010-06-10Sold$145,031

For Sale by Agent

AgentCindy Clark
BrokerageCOLDWELL BANKER SCHMIDT GAYLORD

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