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1635 Altorf Strasse, Gaylord, MI, 49735

4beds
2baths
2,640sqft
$305,000
$116price/sqft
$2,332/moest. monthly cost
$93,280/yrincome needed

About This Home

Immediate Occupancy! The perfect space for your family in a super convenient location. Tucked on the east side of Gaylord West, the backyard backs up to acreage making a quiet private setting. Firepit & raised gardens. Main level primary suite with updated bath, main level laundry just off kitchen, open floor plan, dining area with backyard views, door wall to deck and hot tub! Finished lower level with poured foundation, spacious family room, 4th bedroom with egress & ample storage area. Attached, finished garage. Covered porch in front. Energy efficient 2x6 construction & solid 6 panel doors.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
6/10
Gaylord Middle SchoolGrades 7-82.2 mi
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Water Softener,Washer,Range/Oven,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Doorwall
  • Flooring: Tile
  • Finished area above ground: 1,320

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Property

Details

  • Parcel number: 08117000005700
  • Zoning: R-1
  • Special condition: Listing Status; Active w/ Contingencies

Features

  • Patio & porch: Deck,Patio/Porch
  • Exterior features: Garden
  • Has spa: Yes
  • Spa features: Heated
  • Frontage type: None

Lot

  • Lot size: 0.35 Acres
  • Features: Landscaped
  • Lot size dimensions: 115 x 146 x 100 x 132

Parking

  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Otsego County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$154$1,848
Property Taxes $349$4,188
Electricity $287$3,455
Total$2,332$27,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,954/yr
40% on housing$69,960/yr
45% on housing$62,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 49735$229
Otsego County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49735
Otsego County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$305,000
2026-06-27Price change$305,000
2026-06-19Listed for sale$309,000
2026-06-13Contingent$309,000
2026-05-15Listed for sale$309,000
2021-12-21Sold$238,000
2021-10-21Pending sale$235,000
2013-06-05Listing removed$900
2013-05-28Listed for rent$900
2012-05-09Listing removed$900
2012-04-27Listed for rent$900

For Sale by Agent

AgentDiane E Pompei
BrokerageCOLDWELL BANKER SCHMIDT GAYLORD

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