See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1840 Mission Hills Ln, Gaylord, MI, 49735

4beds
3baths
3,640sqft
$397,400
$109price/sqft
$2,752/moest. monthly cost
$110,080/yrincome needed

About This Home

Sitting on the Par 3 #7 hole on the beautiful Michaywe Pines Golf Course with outstanding views is this unique cozy home with 4/5 bedrooms..3 full Baths...2 or 3 living/family Rooms..one with a kitchen and great bar for entertaining on main Level and one on 2nd Level and 2 Fireplaces..one is Nat Gas and the lower one is wood burning plus a two car garage! and a large wrap around deck on the upper level overlooking the golf course and pond Home is on a quiet cul-de-sac and walking distance to the Opal Lake Beach..Great location...also close to the golf course..main clubhouse with 2 swimming pools..fine restaurant..cross country ski trails in winter and more... Come take a look for yourself!! Oh! and also has a partial basement to store the xtras.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Gaylord Middle SchoolGrades 7-86.3 mi
7/10

Construction

Materials

  • Foundation: Basement,Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Disposal,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Wet Bar,Split Bdrm Flr Plan
  • Door features: Doorwall
  • Window features: Curtain Rods
  • Flooring: Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,744

Heating & Cooling

  • Heating features: Mini Split Heat/Cool,Gas Fireplace/Stove,Baseboard,Electric,Forced Air,Natural Gas,See Remarks
  • Cooling features: Mini Split Heat/Cool

Interior Area

  • Total structure area: 3,640
  • Total interior livable area: 3,640 sqft

Property

Details

  • Parcel number: 09133000116700
  • Special condition: Trust

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • On waterfront: Yes
  • Frontage type: Golf Course

Lot

  • Lot size: 0.41 Acres
  • Features: Landscaped
  • Lot size dimensions: 71.66 x 65 x 140 x 85 x 159.89

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Otsego County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,009$24,108
Home Insurance *$200$2,400
Property Taxes $146$1,752
Electricity $397$4,764
Total$2,752$33,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,354/yr
40% on housing$82,560/yr
45% on housing$73,386/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 49735$230
Otsego County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49735
Otsego County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$370,000
2026-07-13Listed for sale$397,400

For Sale by Agent

AgentKaren A Jenks Buhl
BrokerageCOLDWELL BANKER SCHMIDT GAYLORD

Similar Homes