See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5476 M 33, Onaway, MI, 49765

4beds
3baths
1,944sqft
$345,000
$177price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

OPEN HOUSE OCT 11th 12-2 pm. A stately 4-bedroom, 3-bath colonial, ideally located just minutes from town. This residence welcomes you with classic curb appeal and a flowing floor plan designed for both comfort and entertaining. Put a modern twist of your own to update the master suite, featuring a spacious walk-in closet and full on suite bath complete with a jacuzzi tub. Three additional bedrooms and full baths offer ample accommodations for family or guests. A two-car attached heated garage ensures comfort year- round while multiple out buildings with power provide endless opportunities for hobbies, storage or workshop space. Option to purchase the adjoining 15.97 ac.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Onaway Elementary SchoolGrades K-51.0 mi
5/10
Onaway Middle SchoolGrades 6-81.0 mi
4/10
Onaway Senior High SchoolGrades 9-121.0 mi

Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Wall Oven,Range/Oven,Refrigerator,Disposal,Dryer,Dishwasher
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 1,944

Heating

  • Heating features: Electric,Hot Water,Natural Gas,Wood

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Property

Details

  • Parcel number: 01101800000301
  • Special condition: Trust

Features

  • Stories: 1
  • Patio & porch: Deck
  • Frontage type: None

Lot

  • Lot size: 2.71 Acres
  • Lot size dimensions: 2.71 ac

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters in Presque Isle County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$252$3,024
Property Taxes $215$2,580
Electricity $212$2,544
Total$2,423$29,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 49765$75
Presque Isle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49765
Presque Isle County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-03Listed for sale$345,000

For Sale by Agent

AgentKristy Green
BrokerageState Wide Real Estate of Onaway

Similar Homes