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20922 Superior St, Onaway, MI, 49765

3beds
1baths
1,600sqft
$169,000
$106price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Charming and full of potential, this spacious 3-bedroom, 1-bath home offers approximately 1,600 square feet of comfortable living space in the heart of Onaway. Situated on a generous lot, the property provides plenty of room for outdoor enjoyment, gardening, or future improvements. Inside, you'll find a functional floor plan with spacious bedrooms, a welcoming living area, and ample storage throughout. Conveniently located within walking distance to downtown shops, restaurants, schools, and everyday amenities, this home combines small-town charm with everyday convenience. Seller will have flooring down in living room and will clean floors, yard and garage before close.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Onaway Elementary SchoolGrades K-50.5 mi
5/10
Onaway Middle SchoolGrades 6-80.5 mi
4/10
Onaway Senior High SchoolGrades 9-120.5 mi

Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area above ground: 1,600

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 16003000000400

Features

  • Patio & porch: Patio/Porch
  • Fencing: Fenced
  • Frontage type: None

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 57 x 135

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters in Presque Isle County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$123$1,476
Property Taxes $328$3,936
Electricity $188$2,259
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 49765$83
Presque Isle County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 49765
Presque Isle County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$169,000
2026-06-15Listed for sale$175,000
2022-08-26Sold$135,000
2022-07-25Price change$140,000
2022-07-18Listed for sale$147,000
2018-08-10Sold$48,000
2018-05-25Price change$53,950
2017-09-07Listed for sale$57,000

For Sale by Agent

AgentJacqueline Kimball
BrokerageReal Broker LLC - Petoskey

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