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12506 E Shore Dr, Millersburg, MI, 49759

2beds
2baths
1,052sqft
$169,900
$162price/sqft
$1,283/moest. monthly cost
$51,320/yrincome needed

About This Home

REDUCED $20,000! Tucked into a serene wooded setting in Presque Isle County, this inviting single-family Northern getaway in the Rainy Lake Association is the kind of vacation home that immediately feels like a true escape-with amenities. The rustic tongue-and-groove pine interior with a tumbled dry stack limestone natural fireplace as the centerpiece, is ready to update and enjoy for many wonderful seasons to come. Inside, you will find 2 bedrooms, 2 bathrooms, and 1,052 sq ft designed for easy weekends and year-round traditions. The warm pine finish sets the tone for relaxed, cabin-style living, while the natural fireplace anchors cozy evenings after a day on the trails or the lake. Step out to the screen porch and deck to slow things down, sip coffee with the trees as your backdrop, or stretch the day into dinner outdoors without losing the comfort of being sheltered. With a workshop plus a detached garage and a garden equipment shed, there is room to store gear, set up hobby space, and keep your up-north essentials organized and ready for the next trip.the property offers a rare sense of space and privacy that vacation buyers crave, plenty of breathing room for outdoor fun, and a setting that makes it easy to unplug and settle into the quiet. Whether you imagine mornings spent puttering outside, afternoons exploring, or evenings gathered by the fire, this is a place built around the simple rhythms that make getaways memorable.When you are ready to explore beyond the trees, the location puts Northern Michigan adventure close at hand: Clear Lake State Park, Rainy Lake, the Elk Capital of Michigan, plus ORV and snowmobile trails just miles away. It is an exciting vacation location that supports everything from laid-back lake days to full-throttle weekend escapes, with the comfort of coming back to your own rustic retreat.come experience how effortlessly this getaway home can be your go-to place for long weekends, holiday traditions, and every season in between!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Onaway Elementary SchoolGrades K-510.7 mi
5/10
Onaway Middle SchoolGrades 6-810.7 mi
4/10
Onaway Senior High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Cathedral Ceiling(s),Mud Room
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,052

Heating

  • Heating features: Forced Air,Propane,Fireplace(s)

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 224

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 100

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05109000000800
  • Zoning description: Residential
  • Special condition: Real Estate Owned
  • Wooded area: 90

Features

  • Patio & porch: Deck,Screened
  • Has view: Yes
  • View description: Countryside View
  • On waterfront: Yes
  • Waterfront features: Creek
  • Frontage type: Waterfront

Lot

  • Lot size: 0.41 Acres
  • Features: Wooded,Rolling Slope,Subdivided
  • Lot size dimensions: 80 x 224

Parking

  • Total spaces: 2
  • Parking features: Detached,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters in Presque Isle County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$118$1,416
Property Taxes $118$1,416
Electricity $188$2,259
Total$1,283$15,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,988/yr
40% on housing$38,490/yr
45% on housing$34,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49759$154
Presque Isle County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 49759
Presque Isle County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listing removed$199,900
2026-02-16Listed for sale$199,900

Unknown Listed By

AgentSue Louiselle
BrokerageColdwell Banker Schmidt Traverse City

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