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901 Ernst St, Cadillac, MI, 49601

3beds
2baths
1,483sqft
$185,000
$125price/sqft
$1,378/moest. monthly cost
$55,120/yrincome needed

About This Home

Welcome to 901 Ernst Street. Move-in ready and in a fantastic Cadillac location! This inviting 3-bedroom, 1.5-bath home offers 1,483 square feet of comfortable living space and is perfectly situated on a desirable corner lot, just minutes from downtown Cadillac, shopping, dining, and the all new Diggins Hill Playground. Enjoy peace of mind knowing the home features a new roof installed in 2023, one of the most important updates already completed. Inside, you'll find a welcoming layout with plenty of space to make your own, while the 1-car garage provides added convenience and storage. The home features a beautiful original wooden staircase that preserves its historic charm, while thoughtful updates throughout the rest of the home provide the comfort and convenience of modern living. Step outside to a cute, fenced backyard offering the perfect space for pets, gardening, entertaining, or simply relaxing outdoors. With its ideal combination of location, functionality, and important updates, this home is an excellent opportunity for first-time buyers, downsizers, or anyone looking to enjoy all that Cadillac has to offer.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
7/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedroom2

  • Level: Upper
  • Area: 108

Bedroom3

  • Level: Upper
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 120

Features

  • None,High Speed Internet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,483

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window A/C Unit(s)

Interior Area

  • Total structure area: 1,483
  • Total interior livable area: 1,483 sqft

Kitchen

  • Area: 64

Living Room

  • Area: 150

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 120

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100910004900
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Subdivided
  • Lot size dimensions: 86 x 52

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete,Dirt
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Wexford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$92$1,104
Property Taxes $163$1,956
Electricity $188$2,259
Total$1,378$16,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,245/yr
40% on housing$41,340/yr
45% on housing$36,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 49601$151
Wexford County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 49601$164
Wexford County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$179,900
2026-07-23Listed for sale$185,000
2024-08-01Sold$150,000
2024-04-23Price change$145,000
2024-02-02Listed for sale$159,900
2023-10-21Listing removed--
2021-10-08Pending sale$132,900
2021-09-27Contingent$132,900
2021-08-16Price change$132,900
2021-07-21Listed for sale$141,900
2021-06-29Pending sale$141,900
2021-05-31Contingent$141,900
2021-05-20Listed for sale$141,900

For Sale by Agent

AgentTrevor Knapp
BrokerageCity2Shore Real Estate Northern Michigan

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