10876 Lockwood Dr, Cadillac, MI, 49601
About This Home
Welcome to your lakeside retreat! This exceptionally well-cared-for home boasts 89 feet of private, sandy beach frontage on beautiful Stone ledge Lake. Imagine starting your mornings sipping coffee on the covered composite deck while taking in the serene, panoramic water views. Striking knotty pine ceilings and a wood-burning stove give the living room a warm, rustic feel. Plus, large windows let in abundant natural light while showcasing beautiful lake views right from the sofa. Recent updates offer complete peace of mind, including brand-new carpet (2025), updated siding and windows (2019), a newer roof (2016), and a hot water heater (2017). All appliances are included, making this home truly move-in ready! The walkout lower level features a spacious family room, bedroom, bath, office, laundry, & storage. You'll always be comfortable with three versatile heat sources: forced air, electric heat, and the woodstove. Plus, natural gas is available to hook up if desired! Car enthusiasts and hobbyists will fall in love with the heated 26x32 oversized garage, complete with a dedicated workshop area. Whether you're looking for a year-round residence or a seasonal getaway, this Stone ledge Lake gem has it all!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished
Bedroom2
- Level: Upper
- Area: 194.18
Bedroom3
- Level: Lower
- Area: 141.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 142.8
Family Room
- Level: Lower
- Area: 384.1
Features
- Beamed Ceilings,Vaulted Ceiling(s),Cable TV,High Speed Internet
- Flooring: Carpet,Tile,Laminate
- Fireplace features: Wood Burning,Stove
- Fireplace: Yes
- Finished area below ground: 950
- Finished area above ground: 950
Heating & Cooling
- Heating features: Forced Air,Baseboard,Propane
- Cooling features: Electric
Interior Area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
Kitchen
- Level: Main
- Area: 173.75
Living Room
- Level: Main
- Area: 178.69
Master Bathroom
- Features: None
Master Bedroom
- Level: Main
- Area: 107.88
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 832109SLL22
- Zoning description: Residential
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Covered
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: All Sports,Private Lake,Sandy Shoreline
- Waterbody name: Stoneledge Lake
- Frontage type: Waterfront
- Frontage length: 89
Lot
- Lot size: 0.51 Acres
- Features: Level,Landscaped,Subdivided
- Lot size dimensions: 90 x 150 x 210 x 169
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete Floors,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Wexford County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $532 | $6,384 |
| Electricity | $207 | $2,486 |
| Total | $2,960 | $35,520 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $379,900 |
| 2026-07-20 | Price change | $399,900 |
| 2026-07-03 | Listed for sale | $429,900 |
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