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7841 W 28th Rd, Harrietta, MI, 49638

2beds
1baths
980sqft
$119,000
$121price/sqft
$967/moest. monthly cost
$38,680/yrincome needed

About This Home

Escape to the beautiful Harrietta Hills in northern Michigan! This charming 2-bedroom, 1-bath 1976 mobile home sits on 2.75 wooded acres surrounded by hardwoods with the Manistee National Forest right across the road. Enjoy the peace and privacy in this serene setting with abundant wildlife and rolling hills. The home (980 sf) and the insulated 2-car garage (25x31) are both in good condition with metal roofs. Nice large deck overlooking the property to the south (200x600) and the garage has a heated workshop (10x25). Seller has lived here for 30 years and was able to finance the home back in 2006. The home sits on a block foundation and the title has been retired.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile - Single Wide
  • Property subType: Single Family Residence,Manufactured/Single Wide,Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Pantry,Cable TV,High Speed Internet
  • Window features: Bay Window(s)
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Area: 247

Living Room

  • Area: 208

Master Bathroom

  • Features: Shared

Master Bedroom

  • Area: 126

Property

Accessibility

  • Accessibility features: Main Floor Access

Details

  • Parcel number: 2212112203
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 2.75 Acres
  • Features: Wooded-Hardwoods,Rolling Slope,Metes and Bounds
  • Lot size dimensions: 200 x 600

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Heated Garage,Finished Rooms,Concrete Floors,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Wexford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$86$1,032
Property Taxes $92$1,104
Electricity $188$2,259
Total$967$11,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,154/yr
40% on housing$29,010/yr
45% on housing$25,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 49638$67
Wexford County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 49638$145
Wexford County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$129,000
2025-10-16Listed for sale$156,000

For Sale by Agent

AgentMichael Fagerman
BrokerageCadillac Realty by Fagerman

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